Personal Finance Education

Governments dirty little secret revealed. And it's not complicated. How to break habitual reliance on government. Copyright 2021, As The Money Flows, All Rights Reserved

https://debtshepherd.libsyn.com/complicated-is-expensive

America’s welfare problem solved in less than 5 minutes.  It has nothing to do with government.

https://debtshepherd.libsyn.com/the-cost-of-condoms

The Wolf is Wall Street. Finally, this criminal enterprise is being exposed for what it truly is: a casino. And the house never loses, until now. When you learn how much money has been stolen f...

https://debtshepherd.libsyn.com/the-wolf-is-wall-street-dsr-266

How to unplug from the dangerous and ridiculous crap happening in US Politics. Stop the mind programming. Also offering a little encouragement to either start or keep thinking for yourself. Rec...

https://debtshepherd.libsyn.com/toilet-paper-radio-dsr-265

Covid is part of an attempted takedown of America. Click below for the video/audio version of this interview. Catherine Austin Fitts Interview James Henry has given permission to copy and ...

https://debtshepherd.libsyn.com/catherine-austin-fitts-interview

Will you ever make enough money? Do you know who much it really costs each month to live? Why is it taboo to ask someone how much money they make? - Why not knowing the answers to these questions...

https://debtshepherd.libsyn.com/financial-utopia-does-it-exist-dsr-262

Why do you never seem to get ahead? Whose fault is it? How to change course.

https://debtshepherd.libsyn.com/how-to-build-wealth-261-dsr

Part 1 of a documentary due to release the summer of 2020. Covid is about big, big money and population control. This is the audio of a video that is free to download and share across all media p...

https://debtshepherd.libsyn.com/plandemic-movie-audio-pt-1-dsr-260

Walmart is treating people like cattle. Are you a cow?

https://debtshepherd.libsyn.com/walmart-rant-259-dsr

Will you be able to rebuild the world once it's destroyed?

https://traffic.libsyn.com/secure/debtshepherd/Are_You_an_Imaginal_Cell_-_258_DSR.mp3

After the virus you’ll be faced with a world you’ve never seen before. Inspired by Robert Wayne Leath. Why worry about banking in a time like this? When it’s burned to the ground and ...

https://debtshepherd.libsyn.com/first-one-then-two-257

What is money? It's not what you think.

https://debtshepherd.libsyn.com/what-is-money-255-dsr

The mark of the beast explained. Shout out to Rachel and Richard in CA Chinese Social Credit Score aka Chinese Social Credit System The Mark of The Beast The Federal Reserve Bank: 1913 - ...

https://debtshepherd.libsyn.com/question-everything-255-dsr

Why the gov't can't operate without borrowing money.

https://debtshepherd.libsyn.com/potus-and-the-fed-254-dsr

What do the 4th of July and getting out of debt have in common?

https://debtshepherd.libsyn.com/4th-of-july-253-dsr

What do people in power consistently use to keep us divided against each other and why?

https://debtshepherd.libsyn.com/understanding-division-252-dsr

Understanding simple math is the key to getting out of debt.   Get Your Mind Straight.  Get Your Money Straight. Copyright 2018, Debt Shepherd, All Rights Reserved

https://debtshepherd.libsyn.com/11-and-2-2-251-dsr

Government employees don't work for you. Just because you pay taxes to the government doesn’t mean it’s employees “work” for you. Local Gov’t - police officers.  Do they work for y...

https://debtshepherd.libsyn.com/not-your-employee-250-dsr

“The less money you have, the more wisely you need to manage it because you don’t have as much room for error.” - Dave Ramsey

https://debtshepherd.libsyn.com/the-magnifying-glass-249-dsr

401k contributions.  It's never too late to start.

https://debtshepherd.libsyn.com/401k-contributions-248-dsr

The story of a single mom coming into her own and fighting for financial independence.

https://debtshepherd.libsyn.com/money-and-relationships-247-dsr

How to increase your financial privacy.

https://debtshepherd.libsyn.com/your-financial-privacy-246-dsr

What Would your Grandparents Do, financially speaking?  Were you around them enough, growing up, to remember how they handled their money?

https://debtshepherd.libsyn.com/wwgd-245-dsr

Do your kids have a say in your financial decisions?   Get Your Mind Straight.  Get Your Money Straight. Copyright 2018, Debt Shepherd, All Rights Reserved

https://debtshepherd.libsyn.com/kids-money-decisions-244-dsr

Has anything changed in your economy since the election?   Topics: Credit Cards, Student Loans, Consciously raising kids who understand money   Questions: Are we really in a recove...

https://debtshepherd.libsyn.com/economy-post-election-243-dsr

The story of a real estate transaction fiasco and how you can avoid it.

https://debtshepherd.libsyn.com/know-who-you-owe-242-dsr

The US government allows HSBC to launder drug money. Here's why.....

https://debtshepherd.libsyn.com/cartel-bank-241-dsr-0

Do you take your debts with you when you die?

https://debtshepherd.libsyn.com/credit-cards-and-the-rapture-240-dsr

What are you standing so close to that you no longer see?

https://debtshepherd.libsyn.com/invisible-by-proximity-239-dsr

Are you pretending to be happy at work and in life?

https://traffic.libsyn.com/secure/debtshepherd/Are_You_a_Paid_Pretender_-_238_DSR.mp3

Who is responsible for your current financial situation?

https://debtshepherd.libsyn.com/lol-vs-lom-237-dsr

"Fighting poverty is big business. But who profits most?"   from PovertyInc.org

https://debtshepherd.libsyn.com/poverty-inc-236-dsr

Let's talk about digital currency and the privacy it gives you, not to mention saving on transaction fees.

https://debtshepherd.libsyn.com/what-is-bitcoin-235-dsr

Why do we work 8 hrs a day?

https://debtshepherd.libsyn.com/8-hour-work-day-234-dsr

Imagine trying to withdraw money from the bank and they don't have it.

https://debtshepherd.libsyn.com/a-run-on-the-bank

Without you the bank wouldn't be in business.

https://debtshepherd.libsyn.com/the-4-cs-of-lending-232-dsr

How collections affect your credit scores.

https://debtshepherd.libsyn.com/collections-amp-credit-scores-231-dsr

You can’t borrower your way out of debt.  There’s only one way to get rid of it.  Pay it off. 1) WHAT WHERE DO I START? Stop borrowing money.  Send your Visa & Master Card divorce pape...

https://debtshepherd.libsyn.com/the-dynamic-debt-destroyer-230-dsr

What do you spend most of your time thinking about? In this discussion I’ll venture to say you spend most of your time thinking about Sex (early age) and then Money (as you mature) and then b...

https://debtshepherd.libsyn.com/the-2-biggest-distractions-229-dsr

The creation, sale, and distribution of human energy. Monopoly - created by law and is enforced by law. For purposes of this discussion, the words money and human energy are one in the same. ...

https://debtshepherd.libsyn.com/what-is-banking-228-dsr

How can you know good paycheck if you've never known bad paycheck? As the late Jim Rohn once said, “How can you know good paycheck if you’ve never known bad paycheck?” 1) TAKE A TRIP TO...

https://debtshepherd.libsyn.com/all-about-the-contrast-227-dsr

The more complicated you make your finances, the more the tyranny of their complexity can rule your life. 1) WHAT YOU SEE VS WHAT YOU THINK. If it’s a mess on the outside, it’s a mess on ...

https://debtshepherd.libsyn.com/tyranny-thru-complexity-226-dsr

Taking a look at our pay stub and seeing just how much Uncle Sam steals.

https://debtshepherd.libsyn.com/whats-left-after-taxes-224-dsr

We owe this topic idea to Jonar Nader’s book: “How to Lose Friends and Infuriate People”   1) What would your workplace be like if you knew everyone’s rate of pay? From your co-wor...

https://debtshepherd.libsyn.com/financial-transparency-at-work-224-dsr

We discuss what are you not willing to give up to change your current financial situation. Debt Shepherd 2017, All Rights Reserved

https://debtshepherd.libsyn.com/not-willing-to-give-up-223-dsr

I talk to the host of Gnosis Cardia on blogtalkradio and we discuss the insidious money cartel known as The Federal Reserve Bank.

https://debtshepherd.libsyn.com/the-money-mafia-222-dsr

We talk about two listener emails and discuss the coaching process.

https://debtshepherd.libsyn.com/listener-emails-221-dsr

Change is constant.  Here's three tips to keep you moving your finances in a positive direction.

https://debtshepherd.libsyn.com/change-dsr-220

Your role in changing the cost of health care if you’re not happy with what you’re paying. http://www.debtshepherd.com

https://debtshepherd.libsyn.com/health-insurance-at-work-219-dsr

Why a 401k might not be the great investment you've been told.

https://debtshepherd.libsyn.com/the-retirement-gamble-218-dsr

How to save money on kids birthdays and not give in to conformity when spending.

https://debtshepherd.libsyn.com/money-saving-tips-for-parents-217-dsr

I answer listener email questions about finance with my good friend Ahyh.

https://debtshepherd.libsyn.com/listener-emails-216-dsr

We talk to Andrea from Utah with a buffet style conversation of topics.

https://debtshepherd.libsyn.com/andrea-from-utah-215-dsr

Learn that gratitude is an inside job.

https://debtshepherd.libsyn.com/gratitude-214-dsr

The importance of money discussions in the home.

https://debtshepherd.libsyn.com/teaching-kids-about-money-213-dsr

Getting out of debt takes three simple things.  Practice, little bites, and focus.

https://debtshepherd.libsyn.com/the-feeling-of-debt-freedom-212-dsr

We discuss the dangers of keeping up with the elusive Jones'.

https://debtshepherd.libsyn.com/economic-envy-211-dsr

We talk to author Jon White, a CPA by trade, who shares with us the mistakes he made when buying his first home.  And, more importantly, he shares how you can avoid them.

https://debtshepherd.libsyn.com/a-tale-of-two-houses-210-dsr

Pastor Ahyh shares with us how Murphy's Law has been showing up in his life lately.

https://debtshepherd.libsyn.com/murphys-law-209-dsr

One of the most important books you'll ever read about the mysteries of money.

https://debtshepherd.libsyn.com/the-creature-from-jekyll-island-208-dsr

Smart ways to shop for your teenagers first car. We interview Charlene from NC.

https://debtshepherd.libsyn.com/buying-your-teenagers-first-car-207-dsr

What is food? Why do we eat?   Easy ways to clean up what we eat. Dealing with family/friends when we change what we eat.   www.herbdoc.com - Dr Schulze - SuperFood www.vitamix.com...

https://debtshepherd.libsyn.com/get-your-mind-straight-part-2-206-dsr

Part 1 of 5 Water - Clean up the vessel. Your body is a machine. Cleaner fuel - better performance.  Body about 80% water - Hydrogen & Oxygen - Drinking Water Fluoride.  Dissolved Sol...

https://debtshepherd.libsyn.com/get-your-mind-straight-part-1-205-dsr

Tithing: 1) Where did the idea really come from? 2) I’m spiritual, not religious, so I don’t give money away. 3) If I give I won’t be able to pay my bills. 4) If God doesn’t need ...

https://debtshepherd.libsyn.com/the-art-of-tithing-dsr-204

What is the interest rate? Who decides? Difference between the interest rate and the REAL interest rate. 3 ways to pay less interest when borrowing money. Why do we borrow money from strangers?...

https://debtshepherd.libsyn.com/truth-about-interest-rates-dsr-203

This is a tribute to a broadcasting mentor of mine Jim Thomas. He taught me about computers, microphones, voiceover, and so much more. Thank you Jim for sharing your experience with me and givi...

https://traffic.libsyn.com/secure/debtshepherd/Ode_to_Jim_Thomas_-_202_DSR.mp3

Thinking about asking for more money at work?  There's a few things you might want to consider before walking into the boss' office.

https://debtshepherd.libsyn.com/how-to-ask-for-a-pay-raise-dsr-201

Teaching financial wellness & promoting financial literacy. Tired of the same old money advice from road weary gurus? We talk about the math, yes, but this show focuses primarily on the psychology of money. Usually the biggest obstacle to financial success is your current thinking. Change your mind, change your money.

https://debtshepherd.libsyn.com/054-dsr-self-invented-restless-dissatisfaction-mp3

Teaching financial wellness & promoting financial literacy. Tired of the same old money advice from road weary gurus? We talk about the math, yes, but this show focuses primarily on the psychology of money. Usually the biggest obstacle to financial success is your current thinking. Change your mind, change your money.

https://debtshepherd.libsyn.com/055-dsr-becoming-color-blind-mp3

Teaching financial wellness & promoting financial literacy. Tired of the same old money advice from road weary gurus? We talk about the math, yes, but this show focuses primarily on the psychology of money. Usually the biggest obstacle to financial success is your current thinking. Change your mind, change your money.

https://debtshepherd.libsyn.com/056-dsr-401k-fallout-mp3

Teaching financial wellness & promoting financial literacy. Tired of the same old money advice from road weary gurus? We talk about the math, yes, but this show focuses primarily on the psychology of money. Usually the biggest obstacle to financial success is your current thinking. Change your mind, change your money.

https://debtshepherd.libsyn.com/057-dsr-football-what-is-a-fan-mp3

Teaching financial wellness & promoting financial literacy. Tired of the same old money advice from road weary gurus? We talk about the math, yes, but this show focuses primarily on the psychology of money. Usually the biggest obstacle to financial success is your current thinking. Change your mind, change your money.

https://debtshepherd.libsyn.com/058-dsr-it-s-never-too-late-mp3

Teaching financial wellness & promoting financial literacy. Tired of the same old money advice from road weary gurus? We talk about the math, yes, but this show focuses primarily on the psychology of money. Usually the biggest obstacle to financial success is your current thinking. Change your mind, change your money.

https://debtshepherd.libsyn.com/059-dsr-self-employed-vs-w-2-d-mp3

Teaching financial wellness & promoting financial literacy. Tired of the same old money advice from road weary gurus? We talk about the math, yes, but this show focuses primarily on the psychology of money. Usually the biggest obstacle to financial success is your current thinking. Change your mind, change your money.

https://debtshepherd.libsyn.com/060-dsr-what-if-your-vote-didn-t-count-mp3

Teaching financial wellness & promoting financial literacy. Tired of the same old money advice from road weary gurus? We talk about the math, yes, but this show focuses primarily on the psychology of money. Usually the biggest obstacle to financial success is your current thinking. Change your mind, change your money.

https://debtshepherd.libsyn.com/061-dsr-letter-to-america-mp3

Teaching financial wellness & promoting financial literacy. Tired of the same old money advice from road weary gurus? We talk about the math, yes, but this show focuses primarily on the psychology of money. Usually the biggest obstacle to financial success is your current thinking. Change your mind, change your money.

https://debtshepherd.libsyn.com/062-dsr-money-the-magnifying-glass-mp3

Teaching financial wellness & promoting financial literacy. Tired of the same old money advice from road weary gurus? We talk about the math, yes, but this show focuses primarily on the psychology of money. Usually the biggest obstacle to financial success is your current thinking. Change your mind, change your money.

https://debtshepherd.libsyn.com/063-dsr-standard-of-living-vs-quality-of-life-mp3

Teaching financial wellness & promoting financial literacy. Tired of the same old money advice from road weary gurus? We talk about the math, yes, but this show focuses primarily on the psychology of money. Usually the biggest obstacle to financial success is your current thinking. Change your mind, change your money.

https://debtshepherd.libsyn.com/064-dsr-black-friday-the-big-fat-tick-mp3

Teaching financial wellness & promoting financial literacy. Tired of the same old money advice from road weary gurus? We talk about the math, yes, but this show focuses primarily on the psychology of money. Usually the biggest obstacle to financial success is your current thinking. Change your mind, change your money.

https://debtshepherd.libsyn.com/065-dsr-broke-but-not-poor-mp3

Teaching financial wellness & promoting financial literacy. Tired of the same old money advice from road weary gurus? We talk about the math, yes, but this show focuses primarily on the psychology of money. Usually the biggest obstacle to financial success is your current thinking. Change your mind, change your money.

https://debtshepherd.libsyn.com/066-dsr-the-currency-of-gratitude-mp3

Go Within or You'll Go Without. What does it mean? In this episode my friend pastor Ahyh and I: 1) Explain the metaphor of the topic. 2) Give a few examples of going within. 3) Give a few examp...

https://debtshepherd.libsyn.com/go-within-or-youll-go-without

Teaching financial wellness & promoting financial literacy. Tired of the same old money advice from road weary gurus? We talk about the math, yes, but this show focuses primarily on the psychology of money. Usually the biggest obstacle to financial success is your current thinking. Change your mind, change your money.

https://debtshepherd.libsyn.com/dsr-067-the-elimination-of-television-mp3

Teaching financial wellness & promoting financial literacy. Tired of the same old money advice from road weary gurus? We talk about the math, yes, but this show focuses primarily on the psychology of money. Usually the biggest obstacle to financial success is your current thinking. Change your mind, change your money.

https://debtshepherd.libsyn.com/068-dsr-where-are-the-statistics-mp3

Teaching financial wellness & promoting financial literacy. Tired of the same old money advice from road weary gurus? We talk about the math, yes, but this show focuses primarily on the psychology of money. Usually the biggest obstacle to financial success is your current thinking. Change your mind, change your money.

https://debtshepherd.libsyn.com/069-dsr-the-child-you-once-were-mp3

Teaching financial wellness & promoting financial literacy. Tired of the same old money advice from road weary gurus? We talk about the math, yes, but this show focuses primarily on the psychology of money. Usually the biggest obstacle to financial success is your current thinking. Change your mind, change your money.

https://debtshepherd.libsyn.com/070-dsr-the-secret-to-debt-elimination-mp3

Teaching financial wellness & promoting financial literacy. Tired of the same old money advice from road weary gurus? We talk about the math, yes, but this show focuses primarily on the psychology of money. Usually the biggest obstacle to financial success is your current thinking. Change your mind, change your money.

https://debtshepherd.libsyn.com/071-dsr-chasing-paper-mp3

Teaching financial wellness & promoting financial literacy. Tired of the same old money advice from road weary gurus? We talk about the math, yes, but this show focuses primarily on the psychology of money. Usually the biggest obstacle to financial success is your current thinking. Change your mind, change your money.

https://debtshepherd.libsyn.com/072-dsr-money-words-mp3

Teaching financial wellness & promoting financial literacy. Tired of the same old money advice from road weary gurus? We talk about the math, yes, but this show focuses primarily on the psychology of money. Usually the biggest obstacle to financial success is your current thinking. Change your mind, change your money.

https://debtshepherd.libsyn.com/074-dsr-the-story-of-your-enslavement-mp3

Teaching financial wellness & promoting financial literacy. Tired of the same old money advice from road weary gurus? We talk about the math, yes, but this show focuses primarily on the psychology of money. Usually the biggest obstacle to financial success is your current thinking. Change your mind, change your money.

https://debtshepherd.libsyn.com/075-dsr-hollywood-is-a-monster-mp3

Teaching financial wellness & promoting financial literacy. Tired of the same old money advice from road weary gurus? We talk about the math, yes, but this show focuses primarily on the psychology of money. Usually the biggest obstacle to financial success is your current thinking. Change your mind, change your money.

https://debtshepherd.libsyn.com/076-dsr-new-year-resolutions-2013-mp3

Teaching financial wellness & promoting financial literacy. Tired of the same old money advice from road weary gurus? We talk about the math, yes, but this show focuses primarily on the psychology of money. Usually the biggest obstacle to financial success is your current thinking. Change your mind, change your money.

https://debtshepherd.libsyn.com/077-dsr-erin-norin-interview-mp3

Teaching financial wellness & promoting financial literacy. Tired of the same old money advice from road weary gurus? We talk about the math, yes, but this show focuses primarily on the psychology of money. Usually the biggest obstacle to financial success is your current thinking. Change your mind, change your money.

https://debtshepherd.libsyn.com/078-dsr-why-it-s-called-a-bank-mp3

Teaching financial wellness & promoting financial literacy. Tired of the same old money advice from road weary gurus? We talk about the math, yes, but this show focuses primarily on the psychology of money. Usually the biggest obstacle to financial success is your current thinking. Change your mind, change your money.

https://debtshepherd.libsyn.com/079-dsr-liquid-gold-mp3

Teaching financial wellness & promoting financial literacy. Tired of the same old money advice from road weary gurus? We talk about the math, yes, but this show focuses primarily on the psychology of money. Usually the biggest obstacle to financial success is your current thinking. Change your mind, change your money.

https://debtshepherd.libsyn.com/080-dsr-your-most-valuable-asset-mp3

Teaching financial wellness & promoting financial literacy. Tired of the same old money advice from road weary gurus? We talk about the math, yes, but this show focuses primarily on the psychology of money. Usually the biggest obstacle to financial success is your current thinking. Change your mind, change your money.

https://debtshepherd.libsyn.com/081-dsr-people-s-trust-mp3

Teaching financial wellness & promoting financial literacy. Tired of the same old money advice from road weary gurus? We talk about the math, yes, but this show focuses primarily on the psychology of money. Usually the biggest obstacle to financial success is your current thinking. Change your mind, change your money.

https://debtshepherd.libsyn.com/082-dsr-paper-ink-mp3

Teaching financial wellness & promoting financial literacy. Tired of the same old money advice from road weary gurus? We talk about the math, yes, but this show focuses primarily on the psychology of money. Usually the biggest obstacle to financial success is your current thinking. Change your mind, change your money.

https://debtshepherd.libsyn.com/083-dsr-caesars-messiah-mp3

Teaching financial wellness & promoting financial literacy. Tired of the same old money advice from road weary gurus? We talk about the math, yes, but this show focuses primarily on the psychology of money. Usually the biggest obstacle to financial success is your current thinking. Change your mind, change your money.

https://debtshepherd.libsyn.com/084-dsr-it-s-none-of-your-business-mp3

Teaching financial wellness & promoting financial literacy. Tired of the same old money advice from road weary gurus? We talk about the math, yes, but this show focuses primarily on the psychology of money. Usually the biggest obstacle to financial success is your current thinking. Change your mind, change your money.

https://debtshepherd.libsyn.com/085-dsr-buying-our-freedom-mp3

Teaching financial wellness & promoting financial literacy. Tired of the same old money advice from road weary gurus? We talk about the math, yes, but this show focuses primarily on the psychology of money. Usually the biggest obstacle to financial success is your current thinking. Change your mind, change your money.

https://debtshepherd.libsyn.com/087-dsr-the-one-people-s-public-trust-mp3