Stuff Yaron Finds Interesting » financial

The short answer is that we don’t know. And before someone says ”what about the 529 prepaid plans?!?!” (which I discuss here) please keep in mind that those plans only track instate tuition...

https://www.goland.org/collegecost/

How much life insurance do we need? How much do we need to save for retirement? How much do we need to save for our daughter’s college education? These are basic financial questions and they ar...

https://www.goland.org/esplanner/

In this article I explore the options for places to stick my emergency cash. This is cash I need in case things go ’bad’ for us. So my primary concern is safety. Below I walk through the opti...

https://www.goland.org/where_to_stash_the_cash/

I have a wife and a family and in case something happens I need to make sure they are protected. ’Something’ however can range from death (which is relatively easy to plan for) to long term d...

https://www.goland.org/life-and-long-term-disability-insurance/

A friend of mine (Hi Matt!) made the awful mistake of asking how I manage our retirement portfolio. I decided to put together a relatively quick (and hence incomplete) explanation. It comes down ...

https://www.goland.org/our_retirement_portfolio/

I want to invest in a global capitalization weighted free float stock market index. Below I explain what I mean, who provides such indexes and how I would build such an index using just two funds...

https://www.goland.org/buyingaworldindexfund/

Should we rent or buy a house? A fairly quick and easy rule of thumb is (Price of a new home)/(monthly rent for equivalent home*12). As Dean Baker argues if the result is 15 or below then it make...

https://www.goland.org/rent_vs_buy/

One of the discussions I have with friends that most seems to confuse them is when I say that Social Security is in great shape. They take it as an article of faith that Social Security is doomed...

https://www.goland.org/social_security_is_doingfine/

A friend of mine at work asked me to recommend books he could read on personal finance. I decided to publish my list and reasoning for anyone who is interested. I think the first two contain info...

https://www.goland.org/personal_finance_books/

Asset location is not so much about what investment to buy as where to locate it. A typical asset location problem is - do I put money in a taxable account or a tax exempt account? In the case of...

https://www.goland.org/collegeassetlocation/