A friend of mine (Hi Matt!) made the awful mistake of asking how I manage our retirement portfolio. I decided to put together a relatively quick (and hence incomplete) explanation. It comes down ...
I love owning a home. And even better, owning a home free and clear by the time we retire will make our retirement less expensive and more secure. But I personally don't see a home as an investme...
Defined benefit assets are assets that pay out a fixed sum of money, typically until one dies. There are three traditional types of defined benefit assets – Social Security, Pensions and Fixed ...
I'm good at obsessing. That's why it was so important for me to understand the limits of what I could know about the future. But in the same sense I also need to understand that the specific plan...
As I stare at the hundreds of pages of notes, several programs (including a seemingly endless series of discarded macros and source code), numerous spreadsheets, piles of academic articles, endle...
As Bernstein explains in just about everything I need to know in order to plan for retirement isn't just unknown, it's unknowable. Geometric average stock returns? Distribution pattern for bond ...
Here are the folks whose shoulders I depend on in writing these articles. Dedications To Marina, for providing no help what so ever. While most authors speak at length of the suffering and persev...
The "Planning To Retire" articles are not intended as an introduction to personal finance or retirement planning. Even if I were qualified to write such an introduction (and I am not), many other...
Reading books, articles, etc. on retirement planning is like putting together a jigsaw puzzle with most of the pieces missing. To help me make sense of it all I started to write notes. These note...