Introduction to VUL While universal life insurance is a familiar concept, its variant – Variable Universal Life Insurance (VUL) – presents a unique blend of insurance and investment. VUL merg...
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There are many different types of life insurance beyond term and whole life. And while each is fundamentally a life insurance product, they’ll have features that make them unique from the other...
Beginning in 1845, New York Life Insurance has an impressive record. This mutual firm has paid dividends out for the last 166 years in a row and provides a wide range of products sold through a c...
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There are several policy types within the universal life family, one of which is indexed universal life insurance. It functions as a universal life insurance policy in most respects, with the mos...
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Banner Life is one of the many life insurance companies out there vying for your business. They have several products that can help you plan for your family’s financial future. However, many pe...
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Prudential Life is one of the largest life providers out there, so it makes sense that many families turn to them when it comes time to purchase coverage. However, potential customers should cons...
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One broad group of policy types is universal life insurance. Though it’s more like whole life insurance than term, there are enough differences to make it a policy type all its own. What is uni...
Term life insurance is almost certainly the most popular type of life insurance policy there is. This is due to a combination of both low-cost and simplicity. As a result, it’s not only the mos...
As one of the highest-rated large life insurance providers in the United States, Pacific Life Insurance is an excellent provider for anyone. Even older adults may be looking to renew their covera...
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Foresters Life Insurance is a popular life insurance company that has been around for over a century. They have several life insurance products that can fit a variety of consumer needs. If you’...
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If you have been shopping around for life insurance policies, you have probably run across AIG Life Insurance. They are one of the biggest life insurers in the world and serve customers across 80...
Massachusetts Mutual Life Insurance celebrates a long legacy of serving policyholders with its life insurance offerings. Founded in 1851, the Massachusetts-based organization, more commonly known...
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Based in Bloomington, Illinois, State Farm was founded in 1922 and initially only offered automobile insurance. It has since grown to provide various insurance products and services from offices ...
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With roots dating back to 1857, Northwestern Mutual is the top life insurance provider in the United States. As a mutual company, it places its focus on the policyholders. There are several North...
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Haven Life Insurance is a relatively young company that specializes in affordable term life insurance offers. While customers across the board have given Haven Life Insurance excellent reviews, a...
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Nationwide began as a small auto insurance company in Ohio around 1925. Today, it is one of the largest and most reliable financial services companies, offering a full range of insurance products...
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Colonial Penn provides guaranteed life insurance coverage and gives insurance options to customers who have been denied coverage by other companies. People with a history of heart attack, cancer,...
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If you need permanent coverage, whole life insurance is a good choice. The more you know about whole life insurance, the easier it will be to determine if it’s the right insurance choice for yo...
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If you’re shopping for whole life insurance, you probably already know that a whole life policy guarantees a death benefit in addition to growing its cash value. What you may not know is which ...
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Life insurance isn’t really for you. It’s for the people who depend on you. It’s for your children, your significant other, your business partners — for anyone who would face a financial ...
You’ll want a life insurer that’s built to last. You’ll want to know the company will still be around in a few decades, if necessary, to pay your claim. So the best life insurance companies...
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Do you need life insurance but are concerned that certain health conditions you have may prevent you from getting it? If so, guaranteed issue life insurance is a specific type of life insurance t...
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You can use life insurance riders to customize your policy to provide for multiple financial needs within the same plan. And surprisingly, some of the benefits provided by riders can be realized ...
Our hope is after this brief explanation you’ll know enough about this very popular life insurance feature in order to be able to consider it the next time you decide to run a life insurance qu...
Life insurance is one of the best safety nets that you can buy for your family. It’s the best way that you can ensure that your loved ones are taken care of if anything tragic were to happen to...
A significant part of the life insurance application process is the medical exam. Before the insurance company approves your application, they are going to want to know how much risk that you are...
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When purchasing life insurance, many people will typically only obtain policies on those with whom a loss would cause some type of financial hardship. This does not only pertain to life insurance...
Life insurance is an important investment. No one wants to think about life going on without them in the picture, but not planning for the inevitable could leave your family with unmanageable deb...
When considering the purchase of life insurance, there are two primary types of coverage that are available in the marketplace. These are term and permanent. Should you buy term or whole life ins...
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There are many different types of life insurance policies. In fact, they can be so different from one another, they could be thought of as completely different financial products. The life insura...
Life insurance is a financial vehicle that is used as a tool for helping both families and businesses to survive the hardships of losing a breadwinner, a key executive, or other important individ...
Life Insurance is an investment that can guarantee that your family will have the money that they need, no matter what happens to you. When you’re shopping for life insurance coverage, there ar...
In the past, those who had adverse health conditions had few choices when it came to applying for life insurance. Often, unfortunately, because an individual had some pre-existing condition, they...
When applying for life insurance coverage, not everyone can qualify easily. For one reason or another, some applicants may be turned down for the policy that they need. This could be due to an ad...
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When purchasing life insurance, the underwriters will review some different factors of the applicant. These will include the individual’s age current health condition, health history, and famil...
If you’re interested in no exam life insurance it’s always important to do your research. With 85 percent of consumers agreeing that most people need life insurance it isn’t shocking that l...
Life insurance is a big part of any complete financial plan. A policy can be used for many different purposes such as paying off debt(s), living expenses, or ensuring that a child or a grandchild...
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Life insurance is an integral part of almost any financial plan. While nobody ever wants to think about tragedy, unfortunate events can and do occur. When they do, it can help to be prepared fina...
Gone should be the days of mostly writing life insurance on husbands. Not only are women much more likely to be the family’s primary caregiver but they are increasingly the primary breadwinner ...
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If you own or operate a business, it is likely that there are certain individuals that you rely on to help the business succeed. Oftentimes, these people will work in some type of management, par...
With so many life insurance options available now, finding the best policy can be a big challenge. If you are considering Mutual of Omaha, it’s time to find out if this well-known company has t...
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The name Sagicor is a combination of two words, Sage means wise, and Cor refers to heart or judgment. This insurer’s name, Sagicor, therefore reflects the company’s philosophy of wisdom with ...
The medical exam is going to look at your blood pressure, your heart rate, and your weight. If you’re an overweight applicant, you probably know you’re going to pay more for your life insuran...
If you’re living with a heart-related health condition, you can face a lot of difficult problems, but buying life insurance shouldn’t be one of them. Once upon a time, anyone that has had a h...
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Sleep apnea can have a dire impact on just about every area of your life. Not getting quality sleep can disrupt your everyday life. If you’re suffering from sleep apnea, you’ll not only be at...
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