Debt funds are usually considered to carry lesser risk than equity funds. In fact, many believe that funds cannot give negative returns simply because they invest in debt instruments. However, in...
https://zerodha.com/z-connect/varsity/whats-the-prc-matrix-of-debt-funds
Mutual fund distributors are intermediaries between investors and mutual fund (MF) houses. They earn a commission from the fund house for selling MF schemes to retail investors. Mutual fund dis...
https://zerodha.com/z-connect/varsity/five-questions-to-ask-your-mutual-fund-distributor
We're swapping hydel energy for coal. Diesel demand is poor, even though we're probably moving more goods around. And other stories. The post It’s the economy, stupid! Energised, moving and o...
https://zerodha.com/z-connect/subtext/its-the-economy-stupid-energised-moving-and-out-of-work
The more capital one can invest, the more investment opportunities become available. This means institutional and sophisticated investors can diversify their portfolios better. On the other hand,...
https://zerodha.com/z-connect/rainmatter/wint-wealth-retailing-bonds
Our financial education is in a sorry state. Those who understand finance can't reach audiences. Those who understand audiences only deal in entertainment. The post Does financial education wor...
https://zerodha.com/z-connect/subtext/does-financial-education-work-what-ive-learnt-over-25-years
The numbers for April are in. We're trading less with the world, vehicle sales are a mixed bag, and FPI money leaves India. And more. The post It’s the economy, stupid! Summer high (frequency...
https://zerodha.com/z-connect/subtext/its-the-economy-stupid-summer-high-frequency-indicators
The Indian bond market has traditionally been dominated by institutional investors, with high minimum investment requirements acting as a barrier to retail participation. However, recent regulato...
https://zerodha.com/z-connect/varsity/bond-investing-just-got-more-accessible-for-retail-investors
We misunderstood 10 years of market behaviour. Valuations make no sense. Gold prices are absurd. China's stuck. It's an upside-down world! The post Markets and macros | It’s an upside-down wo...
https://zerodha.com/z-connect/subtext/markets-and-macros-upside-down-world
Half of all shipping containers on the road are empty, driving to or from the nearest port. These ‘dry runs’ add to emissions without being productive. MatchLog reduces these dry runs, matchi...
https://zerodha.com/z-connect/rainmatter/matchlog-matchmaking-for-containers
Hasiru Dala offers waste management solutions to commercial establishments, apartments & residential townships, and events. They collect, segregate, and transport waste to processing facilities. ...
https://zerodha.com/z-connect/rainmatter/introducing-hasiru-dala-innovations
The IPO allotment process is often seen as mysterious. True, the aspects are similar to a lottery, but the allotment approach can vary depending on the type of investor you are. Let us then jum...
https://zerodha.com/z-connect/varsity/how-does-ipo-allotment-work
Ditto is a fintech with a human-first approach. They treat customers the way they like to be treated - ditto! They know that insurance is a wicked problem to solve. And they're up for a challenge...
https://zerodha.com/z-connect/rainmatter/ditto-the-fintech-trying-to-be-human
We’re launching a new series, ‘From Scratch,’ in which we will focus on fintech. We’re taking creative license to explore the industry. And we're talking to founders who are building fint...
https://zerodha.com/z-connect/rainmatter/building-and-funding-fintech-from-scratch-a-new-series
You’re always gambling. You make decisions you can’t understand for a future you can’t predict. There’s no getting around this. And if you’re already gambling, might as well learn how t...
https://zerodha.com/z-connect/subtext/financephobic-2-to-live-is-to-gamble
Family Offices are, in simple terms, entities that have been set up to cater to some financial & some non-financial needs of ultra-high-net-worth individuals. These individuals can be family busi...
When inflation is high, can the government afford to take more wheat off the market? More Indians flock to the internet, more roads are built, and the US economy has a poor outing. And more. Th...
https://zerodha.com/z-connect/subtext/its-the-economy-stupid-food-roads-jobs-and-the-internet
Approximately 12 billion sanitary pads are used annually in India, translating to more than 1 lakh tonnes of waste. How do we solve this without affecting the usage? We met Ajinkya Dhariya, and h...
https://zerodha.com/z-connect/rainmatter/padcare-recycling-pads-to-paper
One of the initial lessons we learn about stock markets is their inherent uncertainty. When higher uncertainty creeps into the underlying companies or the broader economy, you see higher volatili...
On April 14, Iran attacked Israel directly for the first time, launching over 300 drones and missiles towards Israel. Israel and its allies intercepted almost all of the projectiles, preventing a...
https://zerodha.com/z-connect/subtext/god-give-me-the-strength-to-buy-and-hold
My politically opinionated father asked me worriedly, “Why has the INR depreciated since the current government took over?” I first said, “Go back a little farther, and you will see that th...
https://zerodha.com/z-connect/varsity/can-a-central-bank-devalue-its-currency-on-purpose
India's exports have fallen, but its imports have fallen much more - a good thing for the Rupee, in all. Meanwhile, the data shows that both electronics and life insurance are thriving. The pos...
https://zerodha.com/z-connect/subtext/its-the-economy-stupid-less-energy-more-electronics
Despite all the headline numbers about Indian markets growing, we’re still quite small. Compared to the pre-pandemic base, we’ve grown tremendously, but there are still just about 9 crore uni...
https://zerodha.com/z-connect/business-updates/account-opening-now-free-under-the-age-of-25
Are you worried about intraday spikes, volatility injections, or the fear that operators manipulate the market? Then the best thing for you is to stay away from option trading. But if you still w...
https://zerodha.com/z-connect/sensibull/worried-about-spikes-and-injections-do-spreads
Robo-advisory services were the hottest wealth management trend of the last decade. Most died or were acquired in fire sales. What went wrong? This is a history of robo-advisors and why they fail...
https://zerodha.com/z-connect/subtext/robo-advisors-are-dead-long-live-robo-advisors
In this episode of From Scratch, the two co-founders of Digio share their startup journey. They were both working on the problem independently when they were introduced to each other through an i...
https://zerodha.com/z-connect/rainmatter/digio-helping-fintech-to-go-paperless
You may have heard that setting up a Hindu Undivided Family (HUF) could help save taxes. In this blog, we discuss this in detail. There are fairly low barriers to setting up an HUF—any Hindu (i...
You can now withdraw funds within seconds from your Zerodha account to your primary bank account using the Instant Withdrawal feature. The post Introducing instant withdrawals appeared first o...
https://zerodha.com/z-connect/business-updates/introducing-instant-withdrawals
Inflation is inching downwards. The US Dollar is appreciating, but the Rupee - buoyed by heavy FPI inflows - stays resilient. And more. The post It’s the economy, stupid! Of dollars and disin...
https://zerodha.com/z-connect/subtext/its-the-economy-stupid-of-dollars-and-disinflation
Climate change is no longer a future event — water scarcity, erratic weather patterns, diminishing wildlife — we are already experiencing the consequences of climate change. Solving any probl...
https://zerodha.com/z-connect/rainmatter/introducing-logicladder
We started investing in climate action and health a couple of years ago. At the intersection of the two, there is a large plastic waste problem we want to help solve. The ramifications of plastic...
https://zerodha.com/z-connect/rainmatter/introducing-amwoodo
Humour me. Do this exercise. List the names of five people who participated in the share market in the 1980s or 1990s. Then go to the iepf.gov.in website and click on this link Search those five ...
With a strong economy and falling inflation, RBI keeps rates where they are. Automobiles don't sell, services exports fall, but power generation stays robust. And more. The post It’s the econ...
https://zerodha.com/z-connect/subtext/its-the-economy-stupid-2-slow-2-sedate
My 20-year-old cousin took a fancy to the stock market recently. I would like to take credit for his excitement, given my employment at Zerodha, but I am aware he is just joining the trading wago...
https://zerodha.com/z-connect/varsity/give-me-some-sunshine-give-me-some-capital
We keep reading tons of interesting things, not all of which we share or write about. So, we figured, we’d share short summaries of what we are reading and tracking that you may find interestin...
The RBI requires anyone trading in currency derivatives to have an underlying exposure to forex. It seems many market participants were not aware of this. So, the RBI recently reinforced this req...
https://zerodha.com/z-connect/varsity/underlining-the-underlying-exposure
India's earning a tidy bit of foreign exchange, as its capital account surplus trumps a falling current account deficit. An RBI MPC meeting has just begun. And February sees paltry tax collection...
SEBI’s recent regulations on small and medium REITs (SM REITs) have sparked interest among investors who are eager to explore new avenues for real estate investment. After all, real estate is o...
Through a recent circular, the RBI pulled the plug on speculative forex derivative trades in India. Until now, any speculator could trade currency derivatives on a stock exchange. This is because...
https://zerodha.com/z-connect/varsity/rbi-putting-the-ex-in-forex
GIFT City is short for Gujarat International Finance Tec-City. Situated close to Ahmedabad, GIFT City facilitates all financial transactions in India using foreign currency (not Indian rupees). T...
https://zerodha.com/z-connect/varsity/investing-in-gift-city-5-key-questions-answered
Central banks across the world met last week to set interest rates, sparking the question – what would the RBI do. Meanwhile, FDI blooms, but money leaves under the LRS. The post It’s the e...
https://zerodha.com/z-connect/subtext/its-the-economy-stupid-central-banks-take-their-bets
Daniel Kahneman made finance more humane and investors more introspective. We all owe him a debt of gratitude for making us look inward. The post Remembering Danny appeared first on Z-Connect ...
A new shipping crisis may ripple through global trade. Houthi militants attack ships passing through the Red Sea, while the Panama canal experiences a disruption due to severe drought. The post...
https://zerodha.com/z-connect/subtext/shipwrecked-why-everything-may-soon-cost-more
SEBI has directed AMFI to instruct all asset management companies to restrict inflows into international exchange-traded funds (ETFs). This post explains why these restrictions are imposed and wh...
The last quarter was a busy one for us at Zerodha, and we launched several cool features. We have collated all these updates in this post in case you missed any. The post What’s new at Zerodh...
https://zerodha.com/z-connect/business-updates/whats-new-at-zerodha-march-2024
No alarms and no surprises last week. Inflation stayed sticky, rural wages saw mild real growth, and merchandise trade remained steady. India's forex reserves zoomed. US inflation refused to budg...
https://zerodha.com/z-connect/subtext/its-the-economy-stupid-sticky-inflation-zooming-forex-and-more
In the final instalment of our China series, we trace the journey of the country’s real estate industry – from its heady rise to its sudden crash – and how China is trying to emerge from th...
Momentum investing has been around for decades. It was first formalized by Jegadeesh and Titman in their ground-breaking work on momentum: Returns to Buying Winners and Selling Losers: Implicatio...
https://zerodha.com/z-connect/varsity/returns-under-momentum
Have we moved the needle on the ‘women and money’ issue? And what is the women and money issue anyway? Perhaps we are mixing up completely disparate issues. Perhaps we need to first understan...
https://zerodha.com/z-connect/subtext/women-and-money-whats-the-real-issue
When you hear about markets making new highs or the “nifty” went up 100 points, it typically refers to the NIFTY 50 index. An index is an aggregate measure – a shorthand to convey informati...
https://zerodha.com/z-connect/varsity/cash-is-king-but-the-future-is-basis
We’re in a leap year; February was stretched by a day, and so are its numbers. Meanwhile, January saw the first current account surplus in forever, while money gushes into Indian mutual funds. ...
https://zerodha.com/z-connect/subtext/its-the-economy-stupid-of-lungis-and-february-numbers