It must be that time of the year again. Retirement hysteria time. Usually in the new year I start seeing a slew of articles on how your retirement is at risk, how you cannot possibly retire now, ...
https://investingforaliving.us/2017/02/15/retirement-hysteria-strikes-again/
About once a year I go through various future expected return forecasts. Here are some recent updates on what the investment community is saying about future asset class returns, most of them foc...
https://investingforaliving.us/2016/11/12/brief-survey-of-expected-return-forecasts-nothing-new/
Today I wanted to revisit the topic of spending in retirement. Having a retirement spending plan and monitoring that plan is just as important to retirement success as asset allocation or decidin...
https://investingforaliving.us/2016/04/09/retirement-spending-revisited-live-a-little-why-dont-you/
Compounded annual returns are the crack of the investment world. Wall Street is the pusher and investors are the addicts. Investment companies and investors focus on the annual return metric as t...
I often get asked “how do I get started with an investment portfolio?”. The best answer, but not very helpful, is to learn about building and investing in a diversified buy and hold portfolio...
https://investingforaliving.us/2015/03/29/back-to-basics-diversified-buy-and-hold-portfolios/
In today’s post I want to address another approach to dealing with the prospect of poor future returns. In my last post I described the prospect of poor future returns and different risk-based ...
https://investingforaliving.us/2015/02/16/poor-future-returns-and-the-safety-first-approach/
There’s been a lot of chatter recently about asset valuations, in particular US stocks and US bonds, and their impact of future returns. This is nothing new. It just seems to get louder at the ...
https://investingforaliving.us/2015/02/03/what-to-do-about-poor-future-returns/
Time for another one of those yearly updates. In this post I’ll update the data for the worst times in history to retire by adding 2014 data to the 4 worst retirement portfolios in history. See...
This post has nothing to do with asset prices, valuation, or timing the market as the title may have led you to believe. It has to do with investor psychology and behavior. Over the years I’ve ...
https://investingforaliving.us/2015/01/12/maybe-you-should-be-in-100-cash/
Today I wanted to talk about the forecasting of future returns and more importantly what implications future returns have for SWRs (Safe Withdrawal Rates). As I showed in my last post, the first ...
https://investingforaliving.us/2014/10/16/future-returns-and-their-impact-on-swrs/