If you are planning to convert IRA funds to gold, you can do so relatively easily. That being said, taking the necessary time to understand exactly where you will invest these funds and what ...
http://finance.zacks.com/can-individual-withdraw-ira-invest-gold-1319.html
401(k) beneficiary rules at death of the plan owner depend on the relationship of the beneficiary to the deceased, age of the deceased and the specific details of the 401(k) plan. Beneficiari...
http://finance.zacks.com/401k-plans-taxed-death-occurs-3247.html
When comparing savings vs. 401(k) accounts, know that they differ in their intended purpose: savings accounts are more for regular cash savings, while 401(k)s are solely for retirement saving...
http://finance.zacks.com/advantages-disadvantages-401ks-regular-savings-accounts-3500.html
Collecting pension early can be tempting if you need the money, but there are disadvantages to doing so. You'll be reducing the amount of interest you'll earn, as well as decreasing the month...
http://finance.zacks.com/advantages-disadvantages-taking-early-pension-1720.html
A 403(b) retirement plan allows penalty-free withdrawals after the account owner reaches age 59 1/2. Withdrawals before this age result in a 10 percent early withdrawal penalty, with some spe...
401(k) contributions work similarly to above-the-line deductions because you can avoid tax on money put into a 401(k) with the standard deduction or with itemizing your deductions. If you con...
http://finance.zacks.com/401k-contributions-abovetheline-deductions-5231.html
Delaware is a retirement-friendly state. Although small in size, it offers beautiful beaches, abundant parks, lovely neighborhoods, a reasonable cost of living and low taxes. Philadelphia, Ne...
http://finance.zacks.com/advantages-retiring-delaware-7076.html
A 401k blackout period represents a time during which there is a temporary hold, restriction or limitation on the ability of plan participants to make changes or take distributions from their...
http://finance.zacks.com/401k-blackout-period-definition-9308.html
A simplified employee pension (SEP) plan is used by small businesses and self-employed individuals to save up for retirement. This type of IRA has many advantages and disadvantages. For examp...
http://finance.zacks.com/advantages-disadvantages-sep-ira-4051.html
Employees who work for a government entity or a tax-exempt organization under IRS Code 501 may have the option to make contributions to their 457(b) retirement plan with post-tax money. After-tax...
http://finance.zacks.com/aftertax-ee-contributions-9712.html
You can take an early distribution from your IRA without penalty if you use it for a short-term loan but return it to your IRA or another qualified retirement plan within 60 days, which is ca...
Even though you worked to earn the contributions to your 401(k) account, your 401(k) money is not counted as earned income for Social Security purposes. It's considered unearned income, which...
http://finance.zacks.com/401k-money-counted-earned-income-social-security-2538.html
Each 401(k) contribution is a tax deduction. Contributions are not taxed going into the 401(k) plan, but the withdrawals, also called distributions, are taxed when you receive them. The 2019 ...
http://finance.zacks.com/401k-contribution-reduce-taxable-income-1744.html
Custodians of 401(k) accounts have a duty of care to the plan participants. A custodian's 401k fiduciary responsibilities include maintaining accurate records, diversifying plan investments a...
The federal Railroad Retirement Board oversees railroad disability and retirement annuities for railroad industry employees. Although railroad employees do not receive Social Security benefit...
http://finance.zacks.com/railroad-retirement-disability-benefits-medicare-11446.html
If you have reached the retirement age of 59 1/2, you can roll over a 403(b) to an IRA while still employed using an in-service distribution. The only other time you can roll over a 403(b) is...
A 457 plan is one held by government employees and some nonprofits. These plans are similar to plans like 401(k)s, but there are some notable differences. One is that you can take an early wi...
http://finance.zacks.com/irc-457-early-withdrawal-guidelines-5530.html
Once you open a rollover IRA account or turn your current IRA account into a rollover by putting in retirement plan distributions, you can continue contributing to the IRA as long as you meet...
http://finance.zacks.com/can-deposit-rollover-ira-acccount-5143.html
An IRA trustee-to-trustee transfer will not require you to pay any additional taxes. This is due to the fact that a withdrawal from your IRA does not technically occur during this process. That b...
http://finance.zacks.com/ira-trustee-trustee-transfers-6042.html
If your pension with an employer is coming to an end, you can do a defined-benefit pension plan rollover. The easiest way is to move the money to a traditional IRA, since both are tax-deferre...
http://finance.zacks.com/can-definedcontribution-pension-plan-rolled-over-ira-5395.html