Adding a new spouse as a dependent to receive medical insurance coverage through your employer or insurance provider is as simple as completing and submitting some paperwork. Proper forms var...
http://finance.zacks.com/add-new-spouse-dependent-medical-insurance-3285.html
An absolute assignment on a life insurance policy transfers the policy's ownership rights to another party. Reasons for making an absolute assignment include financing a charitable gift and c...
http://finance.zacks.com/absolute-assignment-life-insurance-policies-6460.html
Hearing aids are not inexpensive items, and many types of insurance policies cover owners against loss or damage. If your homeowners insurance provides coverage for your hearing aid, or if yo...
http://finance.zacks.com/add-hearing-aid-personal-property-insurance-11240.html
Generally, accrued interest from a life insurance payout is subject to federal income tax. You can choose to receive a lump-sum insurance payout or installment payments over a certain number ...
http://finance.zacks.com/accrued-interest-life-insurance-payout-subject-federal-income-tax-9632.html
An 80/20 insurance policy represents a coinsurance plan. The 80/20 coinsurance percentage means that you pay 20 percent of your medical costs up to a maximum amount, and your insurance provid...
There are many differences between military permanent medical retirement and VA benefits, most notably how the disability ratings are calculated. While you are entitled to claim both, you typical...
http://finance.zacks.com/military-permanent-medical-retirement-vs-va-benefits-11227.html
When you decide to cash out your life insurance policy, you may be able to profit from an expanded cash surrender value. However, if you do make money when cashing in a life insurance policy,...
http://finance.zacks.com/calculate-taxable-income-cashing-out-life-insurance-predeath-1513.html
The most common category of workers compensation is the temporary total disability payment, which is paid while you are healing from an injury and not able to work. The most common calculatio...
If you total your car, you may find that the amount your insurer will give you doesn't cover the amount you still owe on it. A gap insurance payout can help offset that expense. However, it d...
http://finance.zacks.com/biggest-issue-gap-insurance-10671.html
When a mutual insurance company converts to a stock insurance company, the process is called demutualization. The newly restructured company benefits by being able to sell stock, and policyho...
http://finance.zacks.com/benefits-conversion-mutual-stock-insurance-company-8177.html
The term collateral assignment refers to a company or organization that has been designated as the beneficiary within a life insurance policy. This term has significant implications in many l...
http://finance.zacks.com/collateral-assignment-life-insurance-policy-5962.html
More couples than ever are choosing to live together without getting married. When that happens, one partner may want to add the other to her health insurance. However, there are limitations ...
http://finance.zacks.com/married-share-health-insurance-6987.html
Understanding how and when health insurance benefits might be taxable is a critical part of your financial planning. Health insurance benefits payments that pay for doctor bills, medications ...
http://finance.zacks.com/health-insurance-benefits-considered-income-irs-7128.html
If you receive Social Security Benefits, you are able to combine them with your long-term-disability insurance, or LTDI. Understanding how to identify and combine these particular benefit pac...
http://finance.zacks.com/can-combine-social-security-benefits-longterm-disability-policy-7804.html
Personal property coverage in your homeowner’s insurance policy protects your belongings. It helps cover the cost of replacing your belongings if they are lost, stolen or damaged. Knowing w...
http://finance.zacks.com/homeowners-insurance-formula-estimating-personal-property-value-11436.html
Installing an alarm on your home has benefits beyond the peace of mind it gives you. Some companies also discount your home insurance premiums for having an alarm in place, especially if it c...
http://finance.zacks.com/much-monitored-alarm-insurance-deduction-11838.html
Some sources say that after an injury-free fender bender where you're not at fault, your auto insurance rates won't go up at all; others are less optimistic. The answer depends on the state y...
http://finance.zacks.com/much-minor-accident-affect-auto-insurance-rate-7262.html
Your primary insurance coverage manages the risk of loss regarding life, home, auto, property or whatever the insurance was purchased to cover. On the other hand, reinsurance is insurance pur...
http://finance.zacks.com/differences-between-insurance-reinsurance-9484.html
After you purchase a new car at a dealership, state law requires you to have car insurance before you leave the dealership. Shop around for rates and identify local insurance agents to obtain...
http://finance.zacks.com/drive-new-car-home-dealership-insurance-3820.html
It is important to make sure your diamond ring is protected should it get lost or stolen from your home. Homeowners can check with their insurance carriers to see if the jewelry is covered, a...
http://finance.zacks.com/diamond-ring-fall-under-homeowners-insurance-5574.html