Car premium finance is a form of loan that lets consumers pay for car insurance in intervals, normally monthly, rather than yearly. But doing so means paying extra.
As many as 40 per cent of people in the UK who have considered splitting up said the main reason for not going ahead was financial, according to research by Investec Wealth & Investment.
Research from Warm This Winter found that most of the 383 fixed-rate tariffs on the market are not as cheap as price-capped bills and can come with very high exit fees.
A new energy tariff from Outfox the Market offers electricity at around 13% cheaper than the average Ofgem price-capped bill, and gas at 9% cheaper.
The latest figures show that the Boiler Upgrade Scheme paid out £88.8million in 2023/24, against a budget of £150million.
Worried customers of Brooksdale have contacted This is Money to tell us they have waited a long time to get their cash - and are now worried it may never come.
As Britain reaches a record rainfall in the last 18 months and other countries experience extreme temperatures, could we start to see empty shelves again?
I have called, emailed, tweeted, Facebook messaged, Linkedin messaged and filled out the Asics website form three times over the past two weeks and I have heard nothing.
Virgin Media has once again topped the list of the most complained about broadband and phone companies, according to the latest data from Ofcom.
Prices of household favourites like meat, crumpets, bread, cereals and chocolate biscuits all fell last month, helping bring down UK inflation to its lowest level in two-and-a-half years, the ONS...
Inflation dropped more than expected to 3.2% in March. What does this mean for your finances and where does it leave the Bank of England on rate hikes. We explain.
You might find yourself, or your business, the subject of a tax enquiry even if you believe you did nothing wrong. Or, HMRC might have aggrieved you! Our tax expert Heather Rogers explains what t...
Our investigation exposed how Britain is being flooded with as many as one million fake Royal Mail stamps from China every week.
The ABI said the 2023 surge in bad weather claims was fuelled by a series of storms, including Babet , Ciaran and Debi, that struck last autumn.
The no win, no-fee tax rebate firm, which specialises in getting PPI tax refunds will hold a virtual meeting today to discuss and vote on a potential liquidation.
Shops have been required to charge at least 10p for plastic carrier bags since 2021, but some now cost four times that. How do supermarkets justify it - and are they making a profit?
There's no way the huge bill can be right, but Eon says it is up to me to prove it wrong. I've also been told to 'continue to pay my bill in the meantime' which is impossible as I don't have £95...
The fee change means it will now be much cheaper to buy and sell clothes on Ebay - but how does it compare to rival selling apps like Vinted and Depop?
Storm Kathleen meant that the country's wind turbines made up double the amount of electricity they usually do.
Being a carer means doing things like helping with washing and cooking and other jobs around the home, taking someone to doctor's appointments, managing bills and doing the shopping.
PIP is tax free and is not affected by your income or savings, or most other benefits. We explain the rules, how to apply, and where you can turn for help below.
Standard payments start at £311.68 a month but there are many top-ups and also reductions, depending on your circumstances and those of your partner if you have one.
The average 2023 motor premium rose 25% from £434 a year before, the Association of British Insurers said, hitting a peak of £627 in the final three months of the year.
Utility Warehouse is the seventh biggest energy supplier in the UK and wants to compete with the giants. But how keen are customers on its selling point of 'bundling' different services?
The change will mean energy firms have to tally up customers' bills every half an hour, provided they have a smart meter fitted.
The rollout of BT's Digital Voice programme has been postponed, with insiders saying it may not be completed until the end of 2027.
The Government has also revealed which regions of the UK have installed the most heat pumps and green boilers, with the South East and South West leading the way.
I was told I had to take a 'free' Sim card to renew my TV and internet package deal - but it turned out it wasn't free at all.
I recently received an email from my internet provider Plusnet stating our monthly bill would be rising from £30.99 to £54.39 as our 18 month contract came to an end.
Octopus finished buying Shell's retail energy arm in December 2023 and took just two months to switch all customers over.
Working parents in England are now entitled to 15 hours of free childcare a week for their two year olds.
The new tax year starting from 6 April will bring with it a slew of changes to your personal finances, from tax to pensions, Isas, household bills and more.
This is Money outlines the key changes kicking in from 6 April, including changes to national insurance, capital gains tax and a huge reduction in the dividend allowance.
Insurers and the London Fire Brigade are warning of the risks of lithium-ion battery fires, which are causing a huge spike in the value of domestic fire claims.
A Supreme Court decision means that insurers have to pay out higher compensation packages if a car crash victim suffers whiplash and another injury too.
There is something of a mystery going on at the Royal Mail - but nothing to do with the recent Post Office scandal.
Some 3.98million of the devices found in homes across the UK were not operating in smart mode as of December 2023, according to data from the Department for Energy Security and Net Zero.
The number of faulty smart meters surged in the second half of 2023. If your energy supplier is not getting accurate readings they may over-charge. Find out how to tell if your meter is working h...
A charity group says energy firms will soon charge British households £1.3bn a year to chase unpaid bills and write off bad debts, ranging from £25 to £129 per home.
Regulator Ofgem is looking at plans to shake up the price cap, which currently sets the energy bills paid by more than 90% of the population.
I have listened to plenty of clients who felt regretful, if not resentful, having given generously - and with the best of intentions - only to be met with indifference, ingratitude or even anger.
Money influencers have a big following on TikTok, and tips on how to save more money are particularly popular - but advice should be treated with caution.
Around 1.3 m homes now have solar panels installed. But research from Halifax shows that 16% found the devices did not save them money on their energy bills.
The latest Government figures show that 600,000 people fell into absolute poverty in 2023, meaning they are unable to pay for the basics of existence such as food, housing and other bills.
The merger of Three and Vodafone is so large that the Competition and Markets Authority today warned that it could push up prices for all mobile phone customers.
From Nectar to Clubcard and Sparks to MyWaitrose, most supermarkets now give shoppers the option of a loyalty scheme. But how generous are they, and which do shoppers like best?
It is a myth that has circulated for many years that HMRC won't find out about 'cash jobs' or other undeclared income, even though it has many ways to do so, says our resident tax expert.
We explain what the inflation fall means for you, what is likely to happen with Bank of England interest rate decisions, and how long it could take for inflation to fall to the 2% target.
A strange quirk of European Union rules means that innocent drivers hit by an uninsured car can still get compensation - even if they are uninsured themselves.
Nursery fees for just one child could take up as much as 54% of the typical salary in some parts of the UK, a study claims.
The National Audit Office said the high cost of heat pumps and a lack of consumer understanding were holding back more households choosing to fit heat pumps.
The Government has expanded the Boiler Upgrade Scheme to make the devices cheaper to fit, and has also pushed the 'boiler tax' on new gas boilers into 2025.
Two in five said they have reduced the amount of water that they fill their bath with, as an iron-willed 12 per cent report that they now take cold baths instead of hot ones.
The car has various faults which we were assured could be fixed quickly - but three months and many calls later, we are still no closer to getting the repairs carried out.
Utilita Energy chief executive Bill Bullen called for regulator Ofgem to stop energy companies installing any more of the devices, which require users to visit a shop to top up their credit.
Readers have been refused the usage-tracking devices, even in cases where disabilities meant they were physically unable to read the meter and where a home had been ruined by a flood.
Figures show that the taxes the Government is generating from insurance premiums are currently higher than from much despised inheritance tax.
People in debt can get divorced but will need to agree a plan or make a formal financial settlement to pay off what they owe. A legal expert explains what they need to consider.
The Government is shaking up how council tax works to cut down on the number of second homes and those left empty for long periods.
Around 1.3m customers are being switched over from Shell to Octopus in a process that is still ongoing.
The theory is that people find it simpler to keep track of contactless spending because every purchase is recorded on their banking app.
Additional funding for schools was announced, while a cyber criminal crackdown is also on the way as well.
A couple with two or more children where each partner earns £60,000 a year will have the biggest boost, as they receive the maximum NI boost and can now claim child benefit in full.
Chancellor Jeremy Hunt confirmed another cut to NI contributions by 2p. We explain how another NI cut will affect take-home pay and why some taxpayers won't be better off.
The Chancellor presented himself with a golden opportunity in the Budget to sort out the illogical mess our tax system has got into.
The Chancellor has raised the threshold at which working parents pay the high income child benefit charge to £60,000 in the Spring Budget.
The Chancellor confirmed a 2p national insurance cut, froze fuel duty freeze and announced plans to take on the child benefit tax trap. We look at all the measures and what they mean.
Almost all local authorities are planning to increase their council tax by 4.99% from April 2024. But that has not been enough to keep many councils stable.
Almost a third of shoppers said they were worried about shortages of tea, after reports that some stores are struggling to stock the product due to Houthi strikes on vessels in the Red Sea.
On 6 March, Chancellor Jeremy Hunt will unveil his Budget. We look at the tax and spending changes that could be announced, and what that might mean for the pounds in Britons' pockets.
Savers are being warned to watch out for tax rises that have already been confirmed for the new tax year - unless the Chancellor grants a last-minute stay of execution.
Student loan repayments mean graduates face an extra 9% tax on their income, which could stay with them for decades. We look at how long it will take to repay the debt.
The cost of insuring a property that has previously been flooded has risen by £99 in just one year, according to Compare the Market.
We spoke to two green energy experts to shed light on whether solar panels are worth the investment.
Jermy Hunt should lay out a radical but coherent plan to fix the illogical mess our tax system has got into.
More than 4 in 5 UK households are impacted by Insurance Premium Tax - but the majority don't know what it is, according to the Association of British Insurers.
The high income charge for child benefit (HICBC) has faced criticism for unnecessary bureaucracy and placing an extra burden on parents. Will it be axed at the Budget?
The ONS said mortgagor owner occupier households had the highest annual inflation rate of 6.3%, reflecting rising mortgage interest payments.
The problem of soaring standing charges is a sore point for many households, as these charges cannot be avoided by cutting down on gas and electricity used.
Ofgem says the current £1,928-a-year average price-capped bill would fall on 1 April. But this still leaves millions paying very expensive bills and keen to take out cheaper deals.
Energy regulator Ofgem said the current £1,928-a-year average price-capped bill would fall by £238 to £1,690
I wanted to sort my husband's mobile phone contract after he died, but the supposedly trained member of staff at Three made unwelcome comments and told me off for being upset.
Enrolling in a free digital skills bootcamp could see you earning 55 per cent more than the national average wage, according to research.
A well-rehearsed plan and answers to any potential questions will set you up to succeed when asking for a pay rise. We get the experts' top tips on what to do.
Secretive couples should be open about their money to avoid later strain on the relationship, the bank warns.
The value of engagement rings, watches and gold chains will all have increased in value over the past 10 years, with the value of some pieces having risen by thousands of pounds.
The average driver's 2023 car insurance bill fell from £2,304 without any no claims discounts, to £1,560 for one year of not claiming, price comparison website Compare the Market said.
The average home currently pays £1,928 a year for gas and electricity bills as they are on a tariff regulated by the Ofgem price cap. But experts now think this will fall to £1,635 a year from ...
Energy industry analysts have issued a new warning about expensive fixed rate tariffs that come with punishing exit fees.
We look at what a recession means for your mortgage, savings, pension and investments, and how you can shore up your finances in tough times.
As many as 58 per cent of men aged between 18 and 24 even said a man could feel emasculated if their female partner earned more than them.
Almost all internet and phone bills will rise this year as firms pass on costs linked to inflation - but Virgin Media O2's are set to be the highest increases in the UK.
A deal letting energy firms use BBC radio waves to connect with meters was due to run out at the end of March, which would have left many homes unable to access cheap off-peak electricity.
The increase seems excessive to me. Would one extra person having a shower and flushing the toilet really make that much of a difference?
The technology powering many older Economy 7 and 10 meters is set to be switched off from 31 March, with many owners of these devices facing an uncertain future.
Price rises are set to take place from March to May and will see many broadband and mobile firms pass on cost rises linked to inflation - often with an extra charge on top for good measure.
Valentine's Day offers an opportunity to express our love or interest in someone through a gesture - usually with a price tag attached. However, for many, it's a stressful day.
British Gas has unveiled its Price Promise tariff which pledges to undercut the Ofgem price cap. However, this promise only runs fof five months of a 15-month deal.
There seems to be a widely-held belief that if you move assets into trust there will be no tax to pay at all. Unfortunately, this is rarely the case, says our resident tax expert.
Mid-contract increases are set to take place from March to May - but you can still cut down what you pay for your phone and internet by following these tips.
We are constantly being emailed by our energy supplier to have a smart meter installed. It says it is a 'legal requirement' as our meter is at the end of its life.
More than half of the UK's employees are working overtime every day as hybrid working has impacted their work-life balance, new data shows.
'It is a fantasy to think that inviting your opponent in for a cuppa and a slice of fruit cake will achieve a settlement although you can always try,' says Stephen Gold. Read his guide to mediati...
When Paul* became a postman, he delivered letters twice a day by bike. Twenty years later he is burned out and stressed, as the job he once loved has transformed.
HMRC turned around 72.7% of correspondence it received within 15 days last tax year, compared to 45.5% the year before.
'In a civil case, someone will win, and someone will lose. In a family case, there are frequently no winners,' warns Stephen Gold.
It is widely considered to be one of the most perverse bits of our tax system. And yet, 15 years and seven Conservative Chancellors later, the 60% tax rate remains in place.
The news follows similar announcements that BT, EE, Three and other firms would be increasing broadband and mobile prices by up to 7.9%.
The average buildings-only insurance policy was £262 at the end of 2023, an increase of 15%, according to the ABI trade body.
You could instruct a Bradford solicitor (some of my best friends practise there) in place of a firm in Mayfair but you might find that a tad inconvenient and the office carpets won't be as plush.
My average monthly water usage is £37.50 - but my bill says if I chose to pay monthly rather than six-monthly, I would need to pay £83 per month. How is that fair?
In August 2023, I asked for the account to be closed and for the credit to be refunded. As of January this year, it has not been - despite many, many calls and emails.
King Charles (pictured) , as he steps back from official duties due to his cancer treatment, does not have to worry about loss of income
Consumer Intelligence said the typical van driver was quoted between £500 and £999 a year for cover in December 2023 - with 36 per cent of quotes falling within this range.
Stephen Gold explains how much it costs to bring a case in court, what to consider before taking such a potentially ruinous step, and ways to keep your legal bills to the absolute minimum.
My son split with his partner last year and moved out of the property. She still has the Sky Glass TV and won't let him take it back. What can he do?
Vacancies are dropping, making it harder to impress a tough boss like Lord Sugar. Here's how to write a winning CV, ace an interview and make a good impression in a new job.
Here are some of the main ways to save money on your water bill, from considering a water meter to making sure you don't gave any leaks,
Karen Storey, 57, ended up overpaying for her phone once her contract had ended. The author overpaid her phone bill by £146 in 2022 before she realised what was going on.
The origins of pawnbroking can be traced back thousands of years and is one of the oldest forms of lending in the world. We speak to Suttons and Robertsons' Jim Tannahill.
About 2.2m households are needlessly languishing in fuel poverty this winter after the Government failed to launch an energy 'social tariff' to help the most vulnerable in society, Age UK says.
I know the devices are the very epitome of marmite and if you are someone who has a smart meter and it works for you, that's great.
Life in Spain is cheaper than in the UK - and that's before you account for the wealth of sunshine and delicious food. We reveal the other countries that are cheaper to live in.
For the uninitiated, this pricey heat-storage-range cooker seems a strange choice. But Toby Walne explains why he loves his AGA.
Some 22%, of households have less than £100 going spare at the end of the month, compared to just 13% in 2021, according to Nationwide data.
A customer service meltdown at HM Revenue and Customs is preventing many workers from filing and paying their taxes on time.
More than one in five households has no more than £100 left at the end of each month, up from one in ten in 2021, according to figures from Nationwide.
A pensioner living in a two-bedroom property is paying hundreds of pounds a month due to issues with her Octopus smart device.
A new energy tariff from ScottishPower and the charity Cancer Research UK could cost struggling families hundreds of pounds a year extra for heat and light.
The case, which starts today, aims to win £1.3billion for more than 3 million BT customers, many of whom are elderly.
More than 161,494 new solar panels were installed on homes last year - but are they worth the substantial outlay?
Smart meters have become ubiquitous as energy companies say they help households with budgeting as they alert customers to how much gas and electricity they use from day to day.
Another storm hit the area days later, so I paid out of pocket to stop my property being damaged even more - but after 10 weeks, Homeprotect has still not paid me back.
Virgin Media has received the most customer complaints of all providers in the broadband, landline and pay-TV categories, according to data from Ofcom.
Royal Mail could cut letter deliveries from six days to five days, or even three days a week, under new proposals. How will that affect the cost - and speed - of postage?
Households that have had no power for more than 24 hours due to a severe storm are entitled to £80 in compensation. You can claim an extra £40 for every six hours.
Hidden charges which add more than £2billion each year to everything from train fares to theatre tickets are to be outlawed.
Jilly Bond (pictured), an actress and accomplished audio book narrator, was hit with huge bills at the London flat she shares with husband Julian Gartside.
HMRC estimates more than 12.1m people need to file a tax return for the 2022-2023 tax year by January 31, yet just 8.3m have done so thus far.
Sectors coming out on top in the pay rise stakes in 2023 included engineering and manufacturing, finance, sustainability and technology roles, Hays data seen by This is Money reveals.
In the next couple of years, the Digital Voice programme will move ten million BT customers off traditional copper-wire phone lines to fibre cables.
Dog owners face rising costs when caring for their pets as 'dogflation' soars to more than double the UK inflation rate.
Train ticket machines are notorious for overcharging customers. We reveal some handy tips to ensure that you get the cheapest fares.
The Government will fine boiler and heat pump makers from April if they are not fitting enough heat pumps. But many manufacturers are already passing these costs on ahead of any fines.
Firms are keener than ever to keep hold of workers, and stop them from being tempted away by a better offer. Here's how to use it to your advantage and boost your pay.
British Gas, which supplies more than a fifth of households in Britain, received an overall score of 56% for customer satisfaction.
Train ticket machines are notorious for overcharging customers - with prices sometimes more than double what you might pay online or at the ticket office.
My futuristic vacuum stopped working after only eight months - and now no-one at iRobot seems to be able to help.
ALEX BRUMMER: There is no cause for alarm. The small uptick in prices to 4 per cent in the year to December does not mean that the cost-of-living crisis is back.
The real impact of inflation is felt by households in the form of higher bills - but today's rise could be a small blip in what proves to be an overall continued fall in the cost of living.