Two important developments have happened since the November elections. First and foremost for the majority of Fra Noi readers, one of the likely things on President-elect Trump’s to-do list ...
https://franoi.com/columns/news-affecting-elderly-and-the-disabled/
Already there is much speculation and rumor as to what changes are going to be forthcoming with the inauguration of the new president and with changes taking place in both the U.S. House of Re...
Good retirement planning needs to take into account other issues besides cash flow and return on investments. For example, how much thought have you given to things like long-term care and how...
https://franoi.com/columns/taking-long-term-care-into-account/
In Part I, we discussed getting Dad on Medicaid. Now that Dad is on Medicaid, we can shift our focus to Mom because after all these years of taking care of Dad, her health is failing. Let’s ...
Let’s assume that Mom and Dad are still living at home with round-the-clock care. After a number of years, their asset spend-down will be enormous. Now let’s assume that the parents have s...
https://franoi.com/columns/the-long-term-care-ripple-effect/
Many of our clients come into our office with trusts. Most of the time these trusts are what are called revocable living trusts (RLTs). Bluntly put, these types of trusts offer no asset protec...
https://franoi.com/columns/do-you-have-the-right-kind-of-trust/
Many of our clients seek to stay home for as long as possible, without entering an assisted living facility. This is perfectly understandable, and we use our firm’s skills to allow them to acco...
https://franoi.com/columns/the-risks-of-using-non-professional-home-caregivers/
Applying for Medicaid for long-term care in a nursing home is a complicated matter. This article will limit itself to describing the basic eligibility requirements. The eligibility requirements b...
https://franoi.com/columns/medicaid-eligibility-requirements/
In the previous section of our 10 part series, we talked about preparing and filing the Medicaid application. Once that application is filed, a new challenge will present itself. One or two month...
https://franoi.com/columns/first-comes-application-then-comes-audit/
The Medicaid application process involves many steps generally described as follows: 1) Projecting Medicaid eligibility by categorical reference 2) Establishing eligibility based on countable ass...
https://franoi.com/columns/preparing-and-filing-the-medicaid-application/