I am excited to share that with the exception of one credit card, I am up to date with all payments. It took some doing, but I’ve got a plan for Christmas, thanks for all the suggestions. I wil...
https://www.bloggingawaydebt.com/2023/12/hopes-december-debt-update-2/
I have a long history of issues related to my student loans, even across several student loan service providers. I think my loans have been sold 3 times over the course of time that I’ve been b...
https://www.bloggingawaydebt.com/2023/12/student-loan-services-are-at-it-again/
It’s been a while since my last debt update (July 2022), so I thought it was a good time to write an update on recent happenings and progress. Student Loans Advantage services my student loa...
https://www.bloggingawaydebt.com/2023/02/ashleys-february-2023-debt-update/
I have a confession to make—I didn’t go to college. I’m a bit embarrassed that my highest level of education is high school, so I don’t talk about it very often. I worry that people won�...
https://www.bloggingawaydebt.com/2022/07/why-i-didnt-go-to-college/
This is my last post for Blogging Away Debt. It’s taken me some time to accept it, but I’ve realized I’m just not comfortable providing more personal information (like detailed budgets and ...
https://www.bloggingawaydebt.com/2020/12/thank-you-and-farewell/
Time for another debt update. There’s one thing that’s been on my mind since our fourteenth anniversary a few weeks ago: from our wedding in 2006 to now, we’ve only known one year of being ...
https://www.bloggingawaydebt.com/2020/12/saras-december-debt-update/
I used to think that everyone had student loans so I wasn’t too concerned about it. But after getting into my dream school, NYU, I tripled my debt load and uprooted my life. I had borrowed $23,...
https://www.bloggingawaydebt.com/2020/09/stuck-in-student-loan-debt-how-i-paid-off-81000/
We gained another reason to hate our debt this week: a little something called the debt-to-income ratio. With the pandemic easing up, we’re back to actively looking for a home. I had never s...
https://www.bloggingawaydebt.com/2020/06/our-debt-to-income-ratio-reality-check/
After months of refusing to look too closely at our student loan debt, I finally scrutinized the numbers again this week. We are still in forbearance with Earnest, so we don’t technically owe a...
https://www.bloggingawaydebt.com/2020/05/student-loan-debt-update/
A commenter on my last post brought up a topic that’s been on my mind lately: saving for college for our three kids. BAD community members then had a good discussion about how much to save for ...
https://www.bloggingawaydebt.com/2020/02/saving-for-college-while-in-debt/
Over the weekend I was feeling the fatigue of paying off our massive student loans. I just wanted to eat out and buy extra presents with reckless abandon. It’s hard to stay motivated while payi...
https://www.bloggingawaydebt.com/2019/12/staying-motivated-while-paying-off-debt/
Hi! I’m Sara, the newest member of the Blogging Away Debt team. I’m excited to be here—not because I’m happy to be drowning in debt, but because I know the BAD community gives hope, tough...
My car debt…GONE! My collection debt…GONE! Called, negotiated and paid yesterday! I am officially down to my very last two debts… Credit card Student loans And my credit card has a target m...
My student loans are in deferment until next spring. Up until this past week, I hadn’t made any payments since they went into deferment. But I know the interest in accumulating and adding to my...
https://www.bloggingawaydebt.com/2018/09/considering-student-loan-payments/
Nothing like being kicked when you’re down, right? Well, I’ve had a good run. After 3 years of Income Based Repayment where our student loan payments were only a couple hundred a month (it va...
https://www.bloggingawaydebt.com/2017/10/increasing-student-loan-payments/
When we were going through the process of getting a mortgage, we shopped around with a lot of different lenders and ended up with a company that we were…luke-warm about after it was all said an...
My student loans are on income-based repayment (just entering my 3rd year; the final year where my subsidized loans are still eligible for interest forgiveness). One of the stipulations of IBR i...
https://www.bloggingawaydebt.com/2016/08/increasing-minimum-payments/
Logged into my email today to see this little guy smiling back at me: Sure doesn’t get old to see these “loan payoff” emails! I’m now officially down to 7 Navient loans (out of what 12). ...
https://www.bloggingawaydebt.com/2016/08/everyday-im-hustlin-2/
I’m really excited about this month’s debt update! I’d originally hoped to put a solid $4,000 toward debt this month and, although we didn’t quite hit that number, we did put a full $3,50...
https://www.bloggingawaydebt.com/2016/07/ashleys-june-2016-debt-update/
Yikes! Ya’ll are right, I have not done a debt update in quite a while. So I’ll make this short and sweet. The last update I found when I looked was this one from August, 2015 Debt Upda...
https://www.bloggingawaydebt.com/2016/04/hope-debt-update-april-2016/
Hey guys! Only a week behind with March’s budget update. Trust me, one week behind isn’t too bad for me right now. heh. Work is a bit in overdrive, but I love it. I’m gearing up, getting re...
https://www.bloggingawaydebt.com/2016/04/ashleys-march-2016-budget-update/
I hate student loans. Like, with a fiery passion. I guess they serve a purpose (I would not have been able to get my degrees without them; at least not in the timeframe I did), but there’s just...
https://www.bloggingawaydebt.com/2016/03/latest-student-loan-update/
When it comes to debt elimination, college loans are often a huge portion of the total debt many from which families are trying to dig their way out. According to the Institute for College Access...
https://www.bloggingawaydebt.com/2015/10/free-wipe-out-student-loan-debt-webinar/
Hi friends! First, I just want to apologize for the fewer blog posts as of late. I’ve typically been really good about posting a minimum of 2 per Monday (sometimes 3) plus one more on Thursday ...
https://www.bloggingawaydebt.com/2015/09/3-financial-issues/
I was torn on the title of this post. Went with best day ever, but
also wanted to write Everything is Awesome, inspired by the lego movie
song (check it out here https://www.bloggingawaydebt.com/2015/09/best-day-eveeeeeeeer/
Argh! ((shakes fist at Navient)) I hate beating a dead horse, but here we go….. Navient just sucks so bad. SOooooo soooo bad! The latest way they’re trying to screw me over… I recently ment...
https://www.bloggingawaydebt.com/2015/09/what-an-expensive-headache/
Well, one week of being consumer debt free in the books. And now I am ready to move on to my next goal. However, it’s been a bit of a roller coaster ride over here due to things beyond my contr...
So remember how we had a no-income month of May with hubs’ business? That really hurt us in terms of our ability to make big debt payments. I even said at the beginning of the month that we wer...
https://www.bloggingawaydebt.com/2015/06/lackluster-june-2015-debt-update/
Wow! If ever there was a cautionary tale for staying out of student loan debt, this is it! First, former blogger Adam explained his issues with his loan service provider, Great Lakes. Next, I tal...
https://www.bloggingawaydebt.com/2015/06/more-student-loan-drama/
It’s that time again. Time for another debt update. Here you go: I’ve rearranged my debts (compare to last month) to be in order of APR (highest-to-lowest). From this re-ordering, it’s int...
https://www.bloggingawaydebt.com/2015/05/ashleys-may-2015-debt-update/
That was my immediate thought when I opened my email inbox to discover THIS message waiting for me inside. So there’s that. ACS (with whom I’ve never ever had a single issue) has sold my loan...
Thank you so much for your encouragement and support on my posts this past Monday (first post about paying off 2 additional debts and the second post about doing a balance transfer to pay off a h...
Hey everybody! I’m back from my visit with my sister and my nephew. I couldn’t be more stoked that I went. An amazing trip. I got to Orlando on Wednesday night/ Thursday morning at 12:30AM (j...
https://www.bloggingawaydebt.com/2015/02/matts-weekly-update-4-orlando-trip/
Throughout December I indicated that I was really taking some time to really think through a life plan. And in January I kind of laid out my debt pay off plan. So today I thought I would lay ...
Thank you, as always, for your many thoughtful comments on my August Debt Update. It has given me a lot to think about and I’ve made a decision that may shock and will almost certainly not be f...
https://www.bloggingawaydebt.com/2014/08/car-loan-versus-student-loans/
There are a couple of big financial changes happening over here. I’ve been hinting at these, but I wanted to wait until things were official before sharing with you guys. Let’s start with the...
I pre-scheduled this post since we just got back to Tucson late last night. I’ll try to pop in later with an update from our travels! I keep making, and changing, our debt-repayment plan of ac...
In case you’re a new reader – welcome! Thanks for stopping by! To catch you up…. I first started blogging here in March (Intro post here). At that time, my #1 goal = eradicate credit card d...
https://www.bloggingawaydebt.com/2014/05/ashleys-new-plan-of-action/
I’ve been doing a lot of thinking about our debt payoff journey and feel as though I’ve come to a bit of a crossroads. Sometimes having an objective opinion (YOURS!) is just what it takes for...
Note: Matt has put together this introductory post in his quest to become the next blogger on BAD. Feel free to make comments or ask questions on what he’s written. More information about the n...
https://www.bloggingawaydebt.com/2014/03/matts-debt-introduction/
This is a guest post from reader Jennifer who is 32 years old, married, with no children, 2 dogs and a cat. She lives in a rural part of Virginia and just started her debt reduction in February 2...
https://www.bloggingawaydebt.com/2012/06/my-debt-reduction-story/
A few weeks ago, I wrote about Zac Bissonnette’s recommendation for students to attend community college for two years prior to moving to a four year university. Surprisingly, a lot of you didn...
https://www.bloggingawaydebt.com/2010/11/community-college-%E2%80%93-a-good-investment%E2%80%A6/
No, I am not going to reveal my housing costs. Asking a San Diegan to reveal her mortgage payment is like asking a New York housewife to reveal her age. The only thing likely to happen is a giant...
https://www.bloggingawaydebt.com/2009/05/normal-by-the-numbers/
I am on the ball this month with a timely update for our net worth. I knew it would be a very nice update with the money we have been able to pay towards our debt lately. I couldn’t wait to plu...
https://www.bloggingawaydebt.com/2008/03/net-worth-update-up-587/