Invest in Your Future

Photo by Fabio Achilli (Creative Commons )  As an Overseas Filipino Worker (OFW), I often ask this question at the beginning of the new year. “How much should I pay for SSS, PhilHealth an...

http://www.perakoto.com/2021/04/sss-philhealth-and-pagibig-contribution.html

Photo by ILO Asia-Pacific (Creative Commons ) With the passage of the Universal Health Care Act of 2019, Filipinos should expect better health care coverage from PhilHealth. This law basical...

http://www.perakoto.com/2020/03/philhealth-contribution-schedule-for-2020.html

At this time, I really hope most people, especially Overseas Filipino Workers (OFW’s), have heard of MP2. Which is short for Modified Pag-IBIG 2, a saving program of Pag-IBIG fund members. I kn...

http://www.perakoto.com/2020/02/what-is-mp2-modified-pag-ibig-2-savings.html

The SOCIAL SECURITY ACT OF 2018 or the REPUBLIC ACT NO. 11199, which is “an act rationalizing and expanding the powers and duties of the Social Security Commission to ensure long-term viabili...

http://www.perakoto.com/2019/04/sss-newly-updated-contribution-table-2019.html

“Don't let the opinions of the average man sway you. Dream, and he thinks you're crazy. Succeed, and he thinks you're lucky. Acquire wealth, and he thinks you're greedy. Pay no attention. H...

http://www.perakoto.com/2018/05/how-to-generate-passive-income-this-2018.html

Successful investors, over time, have stressed on the importance of not putting all your eggs in one basket. Have you ever looked at the American market, with its stocks, bonds, and currencies...

http://www.perakoto.com/2018/01/cost-effective-ways-to-purchase.html

Parenthood is a unique career. You don't get to resign. You're not entitled to retire. It's a role that you commit yourself into until the end. Your child may have attained the age of majority, s...

http://www.perakoto.com/2017/10/how-to-raise-financially-savvy-children-philippines.html

As a car owner, you’re bombarded with many decisions – oftentimes small ones – concerning your vehicle and its needs. What brand of gasoline will give me the best mileage for its cost? Ho...

http://www.perakoto.com/2017/09/what-you-need-to-know-about-benefits-of.html

People with low income are highly vulnerable to health problems and the destruction of their assets, harvest or livestock and homes due to natural and man-made catastrophes. And there is, of cour...

http://www.perakoto.com/2017/09/everything-you-need-to-know-about.html

Qualifying for a credit card doesn’t mean that your application is approved. It means that you have basic qualifications like job tenure and income in order to apply for the credit card you’v...

http://www.perakoto.com/2017/01/4-tips-for-easier-credit-card-approval.html

In just a few weeks, 2016 is coming to an end. Now, it's time to prepare for 2017. The New Year brings with it a renewed sense of inspiration and aspiration to fulfill a list of resolutions tha...

http://www.perakoto.com/2016/12/7-ways-to-prepare-your-finances-for-2017.html

Achieving success in the real estate industry does not necessarily mean relying solely on your capacity to produce capital With the real estate industry continuously showing an upward trajecto...

http://www.perakoto.com/2016/11/four-practical-tips-for-real-estate.html

For many OFWs, spending their money instead of saving it is a normal thing. Most of them primarily work abroad in order to earn money they can spend for their families. But what typically happe...

http://www.perakoto.com/2016/09/how-ofws-can-multiply-their-earnings.html

Getting into relationships also entails getting into a financial commitment. Having dates, celebrating milestones together, and potentially being lifetime partners does not come cheap. Preparin...

http://www.perakoto.com/2016/07/how-financially-compatible-partner.html

*This is a sponsored post. The global market of financial and banking services is getting even more international. The financial services market in the Philippines is not an exception. A f...

http://www.perakoto.com/2016/06/uk-prepaid-card-from-bank4you.html

Ever dream of living lavishly like a king? Dream no more, because now you can live like one without paying the full price for it. However, this article does not encourage you to spend all you...

http://www.perakoto.com/2016/05/live-rich-while-spending-like-peasant.html

If you don't have the ideal financial situation to engage in a costly all-out marketing campaign for a new and exciting business, be creative. You may not have the same financial resources othe...

http://www.perakoto.com/2016/04/cheap-yet-creative-ways-to-promote-your-startup-business.html

Financial management as it relates to Philippine economy is too much for me really, especially in aspects that involve stock market, inflation, currency rates and GDP. These concepts are way to...

http://www.perakoto.com/2016/04/7-things-we-can-do-every-day-to-help-philippine-economy.html

Personal loans are people’s go-to fix if there’s a major expense that has to be paid such as bills and high-interest credit card debt. However, others may also choose to use it even for bas...

http://www.perakoto.com/2016/01/7-tips-for-getting-your-personal-loan-approved.html

*This is a Sponsored Post Empowering entrepreneurs during the critical stages of their business, EntrepZone.com is a marketplace for those who want to sell their businesses and for startups lo...

http://www.perakoto.com/2016/01/entrepzone-helping-smes-move-forward.html

We’re almost a month down to 2016, and I'm sure many of us are both excited and nervous of the coming months. For most, a new year means a blank slate. 2016 gives us twelve new months to take ...

http://www.perakoto.com/2016/01/a-visual-roadmap-for-your-finances-this-2016.html

It’s not uncommon to find salary earners taking on other sources of income to supplement their take-home pay. Regardless of how you make your extra cash, whether as a freelancer, small busine...

http://www.perakoto.com/2015/12/10-tax-facts-in-philippines-every-business-minded-employees.html

1.  MYTH: THE INTEREST RATES CHARGED FOR A PERSONAL CASH LOAN ARE TOO HIGH AND INFLATED.      FACT: The interest rates are reasonable and at a minimum. They are computed fairly for the cus...

http://www.perakoto.com/2015/11/seven-myths-about-personal-cash-loans-philippines.html

How often do we hear stories of OFWs who go out of the country to provide a good life for their families, but soon blow their wealth on extravagant items like phones or watches? Personally, I...

http://www.perakoto.com/2015/10/5-investment-options-available-for-ofws.html

Guest Post by MyProperty.ph Anyone with a background in real estate will attest to the lucrative nature of investing in a property, such as an apartment rental. But if you really want to reap...

http://www.perakoto.com/2015/10/10-things-to-know-before-becoming.html