> what I brought the car in for didn't warrant a test drive. In that case, I'd at least go ahead with filing a complaint. The worst that can happen from that is nothing. Also, consid...
https://www.reddit.com/r/legaladvice/comments/2zvdz7/mechanic_wrecked_my_car_chicago/cpndlgv/
Okay I understand. It wasn't a week long road trip, but what I brought the car in for didn't warrant a test drive. Since my insurance is covering it I will contact them and see if they will be go...
https://www.reddit.com/r/legaladvice/comments/2zvdz7/mechanic_wrecked_my_car_chicago/cpnc2j9/
> Would that be true for uninsured motorist too? In general, yes. As long as you're not doing something like making a claim every other week a claim against your uninsured motorist cover...
https://www.reddit.com/r/legaladvice/comments/2zvdz7/mechanic_wrecked_my_car_chicago/cpn3mtf/
Would that be true for uninsured motorist too? That's my biggest fear when driving where I live.
https://www.reddit.com/r/legaladvice/comments/2zvdz7/mechanic_wrecked_my_car_chicago/cpn2nps/
> What is the difference between what he did and someone stealing my > car? It really depends a lot on the specific situation. Mechanics frequently need to drive cars in order to di...
https://www.reddit.com/r/legaladvice/comments/2zvdz7/mechanic_wrecked_my_car_chicago/cpn1vbk/
I will say again - the deductible has nothing to do with it. Say OP's car was worth $3,000. OP is going to get $3,000 and maybe some costs if they negotiate it correctly.
https://www.reddit.com/r/legaladvice/comments/2zvdz7/mechanic_wrecked_my_car_chicago/cpn1v66/
What I mean is, would OP have to pay a deductible before the insurance would cover the value of the car, since OP was not at fault? Because if OP had to pay a deductible, he would not have been...
https://www.reddit.com/r/legaladvice/comments/2zvdz7/mechanic_wrecked_my_car_chicago/cpn1o98/
the deductible has nothing to do with it. Say OP's car was worth $3,000. OP is going to get $3,000 and maybe some costs if they negotiate it correctly.
https://www.reddit.com/r/legaladvice/comments/2zvdz7/mechanic_wrecked_my_car_chicago/cpn1i6l/
If OP gets a surcharge for a claim like this, OP has the worst insurance company in the world. Any decent insurance company will allow not-at-fault claims like this one to go through with no rate...
https://www.reddit.com/r/legaladvice/comments/2zvdz7/mechanic_wrecked_my_car_chicago/cpn1h56/
What if there was a deductible? So if my car has a $500 deductible, I'd have to pay that first $500. Could I go after them for that? (Not OP)
https://www.reddit.com/r/legaladvice/comments/2zvdz7/mechanic_wrecked_my_car_chicago/cpn1g24/
> So I can go after him for my deductible Probably not. Your insurance company should be attempting to recover your deductible as well and will refund it to you when they do (this can t...
https://www.reddit.com/r/legaladvice/comments/2zvdz7/mechanic_wrecked_my_car_chicago/cpn16yk/
/u/lehmakook has given most of the answer, I just wanted to add that OP's insurance will also seek to recover any deductible paid by OP and will refund that money back to OP once they recover it...
https://www.reddit.com/r/legaladvice/comments/2zvdz7/mechanic_wrecked_my_car_chicago/cpn12b1/
no, but the legal response would be vastly different than if some random guy broke into your house and threw a party with your scotch. (and stealing the scotch would be a separate theft in either...
https://www.reddit.com/r/legaladvice/comments/2zvdz7/mechanic_wrecked_my_car_chicago/cpmy19d/
So if I give a house painter keys to my house to paint the interior while I'm at work, he can have parties and drink my 30 year old scotch?
https://www.reddit.com/r/legaladvice/comments/2zvdz7/mechanic_wrecked_my_car_chicago/cpmw40b/
You giving him the keys makes all the difference in the world.
https://www.reddit.com/r/legaladvice/comments/2zvdz7/mechanic_wrecked_my_car_chicago/cpmvk4f/
His insurance will pay him because he has an insurance contract with them. His insurance will then go and try to get their money back from the mechanic or the mechanic's insurance. OP could d...
https://www.reddit.com/r/legaladvice/comments/2zvdz7/mechanic_wrecked_my_car_chicago/cpmtzkd/
Why does his insurance pay, though? Shouldn't the shop's one pay?!
https://www.reddit.com/r/legaladvice/comments/2zvdz7/mechanic_wrecked_my_car_chicago/cpmt7vv/
Him to lose his business license. What is the difference between what he did and someone stealing my car? Besides the fact that I gave him the keys.
https://www.reddit.com/r/legaladvice/comments/2zvdz7/mechanic_wrecked_my_car_chicago/cpmse0m/
Thanks for the reply! So I can go after him for my deductible and any expenses I had to pay because of the loss of the vehicle? More in depth than others making it seem like I was being a dick fo...
https://www.reddit.com/r/legaladvice/comments/2zvdz7/mechanic_wrecked_my_car_chicago/cpmscwa/
From a civil standpoint it sounds like you're covered. From a criminal standpoint, you could report the incident to police who might investigate the incident. I'm completely unfamiliar with Ill...
https://www.reddit.com/r/legaladvice/comments/2zvdz7/mechanic_wrecked_my_car_chicago/cpmsam7/
https://www.reddit.com/r/legaladvice/comments/2zvdz7/mechanic_wrecked_my_car_chicago/cpmr2bv/
Your only claim is on any deductible you had to pay after your OWN insurance makes you whole. Now, remember that making you whole can include a rental car, lost value of your car due to being i...
https://www.reddit.com/r/legaladvice/comments/2zvdz7/mechanic_wrecked_my_car_chicago/cpmodxw/
If someone pays you for the car (your insurance I'm guessing) you are ok. Whoever pays for the car will end up going after him for being a dolt. There isn't much more that you can ask for. Yo...
https://www.reddit.com/r/legaladvice/comments/2zvdz7/mechanic_wrecked_my_car_chicago/cpmocts/
I am just trying to see what my options are.
https://www.reddit.com/r/legaladvice/comments/2zvdz7/mechanic_wrecked_my_car_chicago/cpmo41a/
So if your car is covered by insurance (your company will go after him so there's that..) what else would you like?
https://www.reddit.com/r/legaladvice/comments/2zvdz7/mechanic_wrecked_my_car_chicago/cpmnucp/
That would be nice! He shouldn't be taking peoples cars for personal use.
https://www.reddit.com/r/legaladvice/comments/2zvdz7/mechanic_wrecked_my_car_chicago/cpmntbi/
> what actions can I take against the mechanic and/or shop? None if your insurance covers all the damages. If you make a claim through your own insurance, you're essentially signing ov...
https://www.reddit.com/r/legaladvice/comments/2zvdz7/mechanic_wrecked_my_car_chicago/cpmnsvn/
Idk if his insurance is covering it yet. I just know mine will.
https://www.reddit.com/r/legaladvice/comments/2zvdz7/mechanic_wrecked_my_car_chicago/cpmnspg/
> but what actions can I take against the mechanic and/or shop? You are being made whole by your insurance company. They will likely collect from the business. What would you like fur...
https://www.reddit.com/r/legaladvice/comments/2zvdz7/mechanic_wrecked_my_car_chicago/cpmnqln/
If his insurance will cover the car, what else would you like?
https://www.reddit.com/r/legaladvice/comments/2zvdz7/mechanic_wrecked_my_car_chicago/cpmmw8z/
So my mechanic took my car out without my permission to run personal errands. He totaled the car. My insurance will cover the damage, but what actions can I take against the mechanic and/or shop?...
https://www.reddit.com/r/legaladvice/comments/2zvdz7/mechanic_wrecked_my_car_chicago/