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- Feed Preview Pension Freedom | Mail Online
COMPLETE GUIDE TO PENSION FREEDOM: order your free must-read 28-page booklet
Our pensions are changing - radically. Some say for better, others for worse. We say, make yourself as best informed as you can be with a copy of this super free guide.
That's a lot of Lamborghinis! Pensioners withdraw more than £2bn in first six months of new freedom rules
The first data from HMRC since pension freedom rules were introduced in April shows 146,000 retirees have accessed their pots.
Battle for retirement savings begins as new pensions products help savers combine annuity income, drawdown and cash...
Two providers, Retirement Advantage and Partnership, have this week launched products that let you combine taking an annuity, investing with drawdown and holding cash.
Join the search for the pensions Holy Grail: An income in retirement
Reaching retirement means the time has come to scale back on work. But you will need to make sure your pension fund keeps working hard to provide you with the income you need.
As government warns savers over pension freedoms scams... Here's how to fend off the conmen who prey on your pot
The revolution in retirement savings has been a boon for scams and fraudsters who want to dupe you out of the cash that you have spent a lifetime squirrelling away.
Why have savers been stopped from using pension freedom?
The landmark pension reforms opened up new choices but also plunged the system into chaos. Here is what happened and what you can do now.
Eight simple steps to build up a bigger pension
If you want to enjoy a comfortable retirement then starting to save early and ensuring you keep putting money aside is vital. Follow our steps to making more of your money.
What pension freedom means for you - a quick guide to retirement savings
Pension freedom changes delivered great opportunity but also thrust a huge amount of responsibility onto retirees. We explain what they mean for you.
Only one in four savers who cashed in their pension nest egg used government advice service
Official figures show that 18,000 savers booked phone or in-person appointments with the new Pension Wise service in the first few months of the pensions revolution.
You'd be better off buying a home than a Lamborghini with your pension pot, Pensions Minister says
Steve Webb said reforms designed to liberalise pension saving should be extended so that younger people are encouraged to save.
Triple promise for the flat-rate state pension in Queen's Speech
Those receiving the current state pension were promised in the Queen's Speech that they will benefit from the 'triple lock' until the end of this Parliament in 2020.
How to make sure your pension is safe from the fraudsters
Pension freedom provides opportunities. But experts fear they will provide further fodder for fraudsters. We lay out what savers need to look out for to guard against scams.
How should I invest my pension for retirement income?
New rules allowing people to keep their pension invested and draw on it as they wish have left many scratching their heads as to how to invest. We get Fidelity expert Alan Higham's thoughts.
Advisers step up to meet rush for pension freedom as demand for financial help surges
Unbiased, an organisation that promotes the value of financial and legal advice to both consumers and small businesses, says enquiries are 20 per cent higher than at this time last year.
From buy-to-lets to a speedboat: Advisers reveal how pensioners are using their new freedom
Retirement experts have received an extraordinary mix of queries since pension rules were relaxed last week allowing people to choose when and how much they withdraw from their pots.
'My husband and I wanted to be able to stay in our bungalow...pay our bills': Thinking of releasing equity? Tell the family
Equity release schemes are expected to become more popular now that new pension freedoms mean over-55s can potentially deplete their retirement pots. Mary Riney has benefited.
Pension freedom: Savers plan to buy cars, hot tubs and cruises
From Lamborghinis to paying off mortgages or handing cash to children, the new pension freedoms herald a brave - if potentially hazardous - new world.
Don't get caught in the pensions tax trap: Follow our smart tips to ensure you don't lose half of your life savings
Pensioners who take large lump sums from their pension face a tax trap that could leave them having 45 per cent docked from their nest egg — even though they are basic rate taxpayers.
Get ready for the pensions of the future and get clued up on tax relief now
What a remarkable year it has been for savers. Little more than 12 months ago Money Mail was campaigning fiercely for insurers to give retirees a fairer deal on annuity payouts.
Time to test your knowledge of pension freedoms: spot the facts - and the fiction
Hopefully, if you’ve read our special reports this week you’ll be up to speed with most of the reforms. So, it’s time for a quick test of your knowledge.
Can your nest egg cut your inheritance tax bill?
From April, anyone who dies will be able to pass over their pension cash to their loved ones without their heirs being forced to hand over half to the taxman.
Pension freedom: Why you still may need an annuity
‘No one will have to buy an annuity,’ George Osborne said last March. But despite the freedoms he went on to unveil, the annuity (which turns a pension in to an income for life) is far from d...
Wondering how to invest your nest egg? Here's what the experts would do!
Investing in a selection of funds which produce income and provide an opportunity to grow your capital should be a relatively safe way to create steady flow of cash over the years.
The search for the Holy Grail: How to get the most out of your money and take an income income in retirement
For anyone who wants to keep their money invested and take an income, there is a range of alternatives that have begun to hit the market.
Annuities are so last year - now it's time to sit back, take a Sipp... and work those funds
Once the flexible pensions world starts next month £9billion of annual pension money will no longer be used to buy annuities – plans providing a guaranteed income for life.
How much do you need to retire on? Answer these quick ques...how much you'll need to save for the retirement of your dreams
Here’s our guide to helping you work out how much you need to save for a better retirement, no matter what your age now, so you can act before it is too late.
The pension gurus who promise a stress-free retirement
Many people don’t feel confident doing their own financial planning and investing. Finding an adviser who can guide you through the complexities can pay dividends.
Why you SHOULDN'T take a 25% lump sum from your pension
For decades it has been the default option for most people on the day you retire: you take 25 per cent of your pension as a tax-free lump sum.
Pension freedom: All your questions about the new rules answered
Money Mail’s pensions expert Ruth Lythe gets to grips with your questions about the new rules.
Ditch your daily cappuccinos and get paid to shop: Five ways to build a bigger nest egg
Money Mail looks at five steps you can take to save more money into your pension.
Why a pension pays you FREE MONEY and how to make the most of the revolution
New freedoms giving savers the keys to their nest eggs from the age of 55 are not just designed for those about to retire.
Five reasons why you must build up a pension nest egg
Saving for 30 instead of 20 years can more than double your pension pot, here's why you should invest time and money in a pension.
Pick your way through the retirement maze: If you're confus...t the options for your pension after April, 6 you're not alone
Some of the biggest pension firms are still struggling with the new rules. From April 6, there will be five basic options for those with private sector pensions.
Where to go to make sure you are on the right retirement road
Information, tips and advice will be coming from all sources, but we reveal the four main areas where the soon-to-be retired can find help.
Should you sell your duff annuity? Pension freedoms will al...ve already taken an income from their nest egg to sell it back
The Chancellor has announced plans for a second-hand annuity market that would allow the 5.5 million people already taking an income from their pension the right to exchange this for cash.
Retirees must be on their guard in face of fresh assault from fraudsters trying to steal life savings
It is estimated that more than half-a-billion pounds has been lost so far to pension scams, and experts are worried that the new freedoms will be a golden opportunity for crooks.
The easy way to make a mint: Retirement revolution is your chance to turn your savings into a small fortune
When you get handed the keys to unlock your pension, it makes sense to do as much as you can with your cash. Here’s our DIY guide.
I am about to retire with a £100k pension pot, what should I do?
I'm hopeless at choosing and am too tight to want to pay an IFA, what can I do? Alan Higham, of Fidelity Worldwide Investment, answers a reader's pension question in our video.
'Why we're cashing in on our nest egg': Make the most of the pensions revolution
The moment the new pension freedoms were unveiled, Graham Hadfield knew they were for him. He had never wanted to use an annuity to turn his retirement savings into an income for life.
Countdown to freedom on April 6: The benefits and pitfalls of pension reform
Personal Finance Editor Jeff Prestridge begins our must-read report on pension changes by providing a five-point plan to negotiating the pensions maze.
Six things you need to know about pension freedom
From April 6, hundreds of thousands of older savers face a brave new world. Instead of having to tie up their life savings with just one pension firm, they can choose what to do with the cash.
JAMES CONEY: Make the most of the pensions revolution - the power to plan your retirement starts here
The pension changes should be a great opportunity. But they also mean that millions of us will be confronted with a mountain of choices — and problems — we’ve never had before.
Will you get a boost from the flat-rate state pension? We reveal the winners and losers
It’s not just the rules governing your private pension that are being overhauled — in 12 months’ time, the state scheme will get a facelift, too. We explain what it means for you.
GEORGE OSBORNE: It's right you have this new pension freedom
'It is right that people have these freedoms over the money they have worked hard for all their lives,' says the Chancellor of the Exchequer. 'We must never forget it is your money.'
Armchair guide to the great shake-up: Are you sitting comfortably? Then here is how pensions are changing
The great pensions revolution has arrived: goodbye unwieldy, straight- jacketing pensions; hello pensions fit for a modern, flexible Britain.
Ten tips for pensions freedom and a wealthier retirement
New retirement rules will put more power in your hands. Here are your ten top tips on how to benefit from the new pension regime – and how not to trip up.
How anyone can inherit a pension: New rules allow your nest egg to be passed down the generations tax-free
From April 6, millions of savers will be able for the first time to pass their pension pot free of tax to anybody they want when they die.
The importance of knowing the pension tax rules when accessing your pot
Freedom has a price. And when it comes to the great pensions revolution, the price for that freedom is something we all abhor – horrible income tax.
How deferring your state pensioncould boost your retirement income
The state pension can play a vital role within the new pensions freedoms for hundreds of thousands of savers reaching retirement age before April 2016.
A jargon busting guide to the language of pensions
Start a conversation about pensions and it can quickly begin to sound like double-Dutch.
How to fund other investments with your pension money: Should you join the army of buy-to-let landlords?
Thousands of people have invested in buy-to-let properties as a way of funding their retirement. But new ‘pension freedom’ rules will allow many more to join this growing army of landlords.
Want to take control of your pension Then Sipp it and see
The do-it-yourself self-invested personal pension market is growing like crazy as people look to take control of their own pension, in the process keeping costs low.
How much would it cost to live your pension dream? From a Lamborghini to learning to fly
THE pensions revolution means fast cars, luxury holidays and childhood dreams are at last in reach. Here TOBY WALNE looks at what you could do with a little – or a lot – of your pension pot.....
How the stars save for their life away from the cameras (and look who's smiling - and batting - their way to happiness!)
Former England cricketer David Gower and TV star-turned-entrepreneur Carol Smillie open up about their finances - and they steps they are taking to prepare for their pension.
Why do I need to move my money to take part in the Great Pension Revolution? The experts answer your questions
We asked Stephen Womack – a chartered financial planner with Northampton-based adviser David Williams IFA – to answer some of the queries.