I was not going to write this 4 years of FIRE post but I’ve had a number of requests for it which made me do a little thinking. In the end I thought it might add a little value as it’s ...
http://www.retirementinvestingtoday.com/2023/03/stabilising-musings-on-2022.html
2021 has been my third year since I took that initial leap into the FIRE unknown and for me it’s been my biggest year ever for change. Some good and some not so good. So with the su...
http://www.retirementinvestingtoday.com/2021/12/transitioning-musings-on-2021.html
Usually at this time of year I publish a year in review which covers a little of the qualitative and a lot of the quantitative. Given the year we’ve just had, along with quantitative...
http://www.retirementinvestingtoday.com/2021/01/toto-ive-feeling-were-not-in-kansas.html
I’m not sure if it’s the COVID-19 lockdown affecting me, or whether this is really a thing, but over the past month or so I’ve started to really notice companies stretching their take on in...
http://www.retirementinvestingtoday.com/2020/05/obfuscation.html
With us now being only a single working week away from the new UK financial year and the investment world still feeling the impacts of the COVID-19 situation I thought it might be worthwhile shar...
http://www.retirementinvestingtoday.com/2020/03/rebalancing-vs-taxes-vs-expenses-vs-life.html
A chart of the monthly FTSE 100 price looks something like this: Click to enlarge, Monthly FTSE 100 Price This is the chart that you’ll see on all the mainstream media channels and it shows tha...
If you were a trader on the financial markets, I’d think that you’ve probably had quite an interesting week. After all the S&P500 is down 11.5% (an official correction without even ...
http://www.retirementinvestingtoday.com/2020/02/perspective.html
“Insanity is doing the same thing over and over and expecting different results” – not Albert Einstein as I always thought but actually Rita Mae Brown 2019 represented my first full y...
http://www.retirementinvestingtoday.com/2020/01/insanity-and-2019-in-review.html
It’s now a little over 8 years ago that I started to build my UK High Yield Portfolio (HYP). It was a much talked about strategy back in the Motley Fool forum days and today still gets pl...
http://www.retirementinvestingtoday.com/2020/01/2019-hyp-review.html
I was recently reading a FIRE blog post, from a couple who are still very much deep in the swim phase of the FIRE triathlon, where the post was exploring who in society has the opportunity to FIR...
http://www.retirementinvestingtoday.com/2019/12/real-life-portfolio-returns.html
November 2019 marks a couple of significant anniversaries for me. The first anniversary is that it’s now 10 years since I started this blog with this first very amateurish post. As ...
http://www.retirementinvestingtoday.com/2019/11/1-year-and-10-year-fire-anniversaries.html
If you’re a UK based investor who’s interested in keeping investment expenses low then it’s highly likely that you’re using Vanguard index and exchange traded funds (ETFs). If that�...
http://www.retirementinvestingtoday.com/2019/10/vanguard-lowers-expenses.html
At the end of June I concluded that a potentially positive step forward on my FIRE journey was to focus on being a ‘human being’ rather than a ‘human doing’ for a while. No act...
http://www.retirementinvestingtoday.com/2019/10/human-being-and-2019-q3-review.html
A few months after returning to my industry, albeit in a different role in the pursuit of meaningful work, I’ve left the company and am back to FIRE. Soon after joining it became very obv...
http://www.retirementinvestingtoday.com/2019/08/refire-and-2019-half-1-review.html
Another year has passed for our UK early retiree. A year ago I wrote that in the worlds biggest economy, the United States, Donald Trump was starting trade wars and the S&P500 cyclicall...
http://www.retirementinvestingtoday.com/2019/07/sobering-retirement-income-drawdown.html
Personal Finance is a major hobby of mine. I’ve now been absorbing everything I can about saving, investing and financial independence since late 2007. In November this year I will ...
6 months after taking the FIRE (financially independent retired early) leap I can confirm that (for now) I’ve reverted back to FI (financially independent) mode. That’s right, we’ve l...
http://www.retirementinvestingtoday.com/2019/06/back-to-powerful-fi.html
As a 46 year old now in Early Retirement it seems worthwhile to now share more detail on how I have as tax efficiently as possible tried to build my wealth so that I run out of life before I...
http://www.retirementinvestingtoday.com/2019/02/managing-retirement-drawdown.html
The fourth quarter of 2018 contained the pivotal moment of my FIRE journey so far – FIRE day. Financially it represented the transition from rapid wealth accumulation to hopefully well ma...
http://www.retirementinvestingtoday.com/2019/01/2018-in-review-let-decompression.html
A little over 7 years ago (late 2011) I started to build a UK High Yield Portfolio (HYP). It was a much talked about strategy back in the Motley Fool forum days and today still gets plenty ...
http://www.retirementinvestingtoday.com/2019/01/2018-hyp-review.html
The organisation I up until recently worked for closes its year at the end of December. With shutdowns between Christmas and New Year it meant that the run in to the Christmas bank holidays...
http://www.retirementinvestingtoday.com/2018/12/merry-christmas.html
It hasn't been all bureaucracy It’s been 3 weeks since I FIRE’d (financially independent and retired early) and we are now logistically pretty much settled in Cyprus. I thought it might...
http://www.retirementinvestingtoday.com/2018/12/moving-to-cyprus-from-uk-part-1.html
When I started my journey to FIRE (financially independent, retired early) in late 2007 there wasn’t much on the topic in the public domain. To my knowledge at that time the term FIRE had...
http://www.retirementinvestingtoday.com/2018/12/is-visible-fire-movement-changing-for.html
“Retirement is the withdrawal from one's position or occupation or from one's active working life. ... Retirement is generally considered to be "early" if it occurs before the age (or ten...
http://www.retirementinvestingtoday.com/2018/11/fire-day.html
In recent weeks there appeared to be a glimmer of hope appearing that I might be able to get a little more interest on my cash and cash-like (NS&I Index Linked Savings Certificates) holdings....
http://www.retirementinvestingtoday.com/2018/10/ns-loses-some-lustre.html