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Critical Illness Insurance for Business Owners | Ultimate Guide and Costs
Why Business Owners Need Critical Illness Insurance Business owners often plan for the death of key persons or the succession of retiring founders, but many overlook a very important piece of the...
https://lsminsurance.ca/critical-illness-insurance-for-business-owners
5 Technology Trends that are Impacting Insurance in 2024
The insurance industry is known for being conservative when it comes to adoption of technology. However, this trend is currently changing for more and more insurance companies. Today we are getti...
https://lsminsurance.ca/5-technology-trends-that-are-impacting-insurance-in-2024/
2024 Canadian Life Insurance Industry Outlook: Expert Opinions
Background: As we approach the end of the year, it’s a time of reflection and planning for many individuals and organizations. Among the many considerations that people grapple with, one that o...
Life Insurance and Genetic Testing / DNA Testing
Genetic Testing: Background Genetic testing (also called DNA testing), as a scientific procedure, involves examining a person’s DNA—the special molecules that dictate how our bodies form and ...
Life Insurance and Transgender People
Background: transgender people and life insurance risk Historically, gender has been a significant factor in the insurance application process. However, the issue extends beyond merely classifyin...
What Happens if My Life Insurer Goes Bankrupt? Expert Explains.
Life Insurance Company Bankruptcy: Background Wondering what would happen if your life insurance company went bankrupt? It’s a valid question and there is prescient for this. So, let’s dive a...
How Bankruptcy Impacts Your Life Insurance Application
What is Bankruptcy and How Does it Impact Insurance? Bankruptcy is a legal process that allows individuals or entities who are unable to pay their debts to creditors to seek relief. Being bankrup...
4 Ways to Save in a High-Interest Environment | Tips and Examples
Inflation can take a serious bite out of your savings. According to Statistics Canada, there was 5.2% year-over-year inflation in February 2023. This is actually a decrease from the preceding mon...
How Monitoring Your Own Activity Saves Money on Insurance for Millennials and Gen X
Manulife Vitality, a program that rewards policyholders for making healthy choices with the help of technology, is helping people save money and live better. Read on to learn more. What Does Acti...
https://lsminsurance.ca/save-money-insurance-millennials-gen-x/
Getting a Mortgage with Interest Rates Increase in Canada: Expert Tips
Canadian interest rates changes: The topic of interest rates impacts numerous aspects of daily life. While the interest rates in Canada have been low for over a decade, last year Canadians saw un...
https://lsminsurance.ca/mortgage-interest-rates-increase-canada/
Everything You Need to Know about Life Insurance and Taxes
Why is Topic of Taxes Relevant for Life Insurance? Life insurance is one of the most widely used life and living benefits insurance products, but there are still a lot of questions related to lif...
Sadly, LSM Insurance announces passing of Richard Parkinson
It is with great sadness that LSM Insurance announces passing of Richard Parkinson The insurance community and LSM Insurance, in particular, sadly lost a pillar this August, when Richard Parkinso...