Lifestyles Unlimited

Al Gordon expands on breaking free from the middle-class mindset, delving into the transformative process of adopting a millionaire mindset to pave the way towards wealth and freedom. Click to ...

https://lifestylesunlimited.com/flipping-the-switch-transforming-to-a-millionaire-mindset/

Del Walmsley provides clear answers to listener questions on crucial topics: inflation's impact on real estate, updates on refinancing rules for properties, and strategies to accelerate your port...

https://lifestylesunlimited.com/how-to-fast-track-your-real-estate-portfolio/

Al Gordon stresses the need to break free from the middle-class mentality for a fulfilling life. Transitioning from a struggle-based middle-class mindset to a millionaire's mindset is essential t...

https://lifestylesunlimited.com/are-you-ready-to-rise-above-the-middle-class-struggle/

Del Walmsley explores the question of whether it's worthwhile to withdraw money from your 401(k) to start investing, even if it means incurring penalties, and provides insightful tips for making ...

https://lifestylesunlimited.com/401k-dilemma-should-you-pull-funds-for-real-estate-investing/

Al Gordon interviews Amrit and T.K., who transitioned from demanding IT careers to pursue time freedom and passive income through real estate investing. They've been Lead Investors™ in 4 apartm...

https://lifestylesunlimited.com/escape-12-hour-workdays-embrace-a-life-you-love-with-real-estate/

Del Walmsley hosts Amrit & TK as they reveal their shift from time-consuming careers to Lead Investors™ in 4 apartment communities. Hear their pivotal "aha" moment and the transformative detail...

https://lifestylesunlimited.com/tell-del-from-it-careers-to-multifamily-investors-creating-wealth/

Mike Harrison explores real estate investment strategies focused on increasing Net Operating Income (NOI) and property value in multifamily properties. He highlights techniques developed by Lifes...

https://lifestylesunlimited.com/boosting-noi-property-value-in-multifamily/

Andy Webb discusses the tax benefits of real estate investing, explaining how investors can leverage passive losses against income taxes. He covers the five ways real estate generates income and ...

https://lifestylesunlimited.com/unlocking-real-estates-tax-advantages/

Al Gordon discusses the common tendency among Americans to feel the need to "Keep up with the Joneses," a mindset rooted in ego that often leads to a herd mentality in financial planning, particu...

https://lifestylesunlimited.com/defying-the-masses-smarter-retirement-planning-strategies/

Del Walmsley responds to listener emails and explores the concept of "forever renters" and its implications for investors. He discusses why purchasing a rental property before buying a starter ho...

https://lifestylesunlimited.com/renters-real-estate-strategic-investment-insights/

Join Al Gordon, now 60, as he unveils his 5-year plan and explores his journey as a Lead Investor™. Discover how real estate can pave the way to achieving your dreams and shaping your own futur...

https://lifestylesunlimited.com/crafting-your-future-a-5-year-plan-in-real-estate/

Del Walmsley delves into the concept of "chunking" and its transformative power in real estate investing. He reveals how this strategy generates consistent cash flow while concurrently facilitati...

https://lifestylesunlimited.com/turning-20k-into-250k-the-repeatable-real-estate-strategy/

Al Gordon interviews Robert Hale, a Lifestyles Unlimited member who had no real estate experience prior to joining. Robert shares his journey from novice to mentoring hundreds of Lifestyles Unlim...

https://lifestylesunlimited.com/key-tips-for-aspiring-real-estate-investors/

Del Walmsley interviews Robert Hale, a Lifestyles Unlimited Mentor who achieved retirement in just 2.5 years. They explore Robert's real estate journey, discussing properties and transactions tha...

https://lifestylesunlimited.com/tell-del-behind-the-scenes-of-a-real-estate-mentors-world/

Mike Harrison dives into listener questions about increasing cash flow in apartment communities, offering 29 distinct strategies to boost value and maximize returns for real estate investors. C...

https://lifestylesunlimited.com/multifamily-investors-29-strategies-to-boost-cash-flow/

Join Andy Webb on a lively show featuring guest Blake Johnson from Finishing Touches, a general contractor. They discuss the importance of having a strong team and continuous education. They delv...

https://lifestylesunlimited.com/turning-run-down-houses-into-profitable-rentals/

Join Al Gordon as he challenges the $1.46M retirement savings rule reported by Fox News. Discover why he advocates for viewing retirement as a perpetual income stream with real estate assets, off...

https://lifestylesunlimited.com/retirement-building-an-everlasting-income-stream/

Join Del Walmsley as he explains why reinvesting in an existing multifamily property aiming to escape mortgage payments isn't wise. Discover the power of leverage in real estate and why adjustabl...

https://lifestylesunlimited.com/leverage-the-crown-jewel-of-real-estate-investing/

Al Gordon reveals the indispensable value of real estate mentors. Learn why having a mentor is essential for navigating the complexities of real estate investing and increasing your success. Disc...

https://lifestylesunlimited.com/avoid-real-estate-investing-mistakes-get-a-mentor/

Del Walmsley shares his personal journey to success, offering raw and candid insights into achieving personal fulfillment. Reflect on life's quality and expectations—are you living up to your h...

https://lifestylesunlimited.com/are-you-truly-living-your-best-life/

Join Al Gordon as he interviews Victor R, a public adjuster turned investor. Victor's bold move of selling his business to invest 1500 miles away challenges traditional real estate wisdom. Learn ...

https://lifestylesunlimited.com/unconventional-investing-buying-real-estate-1500-miles-away/

Join Del Walmsley as he interviews Victor R., a 38-year-old who is new to real estate investing. Victor, once an entrepreneur, felt trapped by his business and sold it to pursue real estate. Dive...

https://lifestylesunlimited.com/tell-del-new-real-estate-investor-achieves-200-return/

Mike Harrison explains why now is an excellent time to invest in real estate and highlights the overlooked value of the 30-year fixed-rate mortgage in the U.S.A compared to limited variable rates...

https://lifestylesunlimited.com/why-real-estate-investing-works-in-your-favor/

Are you in your 50s, feeling stressed and tied to your desk? Andy Webb shares how real estate investing transformed his life and proposes it as a quicker path to retirement. He explores how other...

https://lifestylesunlimited.com/retire-faster-real-estate-strategies-for-50-somethings/

Join Al Gordon as he continues his discussion on why real estate investing surpasses traditional options for retirement planning. He breaks down the hard numbers; with real estate you benefit fro...

https://lifestylesunlimited.com/maximize-your-earnings-5-income-streams-vs-1-you-decide/

Tune in as Del Walmsley interviews Scott M. on the burgeoning opportunities in the Multifamily market. Get ready to seize the moment! Discover how to take action, get educated, and dive into thes...

https://lifestylesunlimited.com/capitalizing-on-multifamily-real-estate-seize-the-moment/

Al Gordon illustrates how real estate consistently outperforms stocks. He compares a $50,000 investment over 5 years, stocks yield a 10% annual return while 3 single family properties result in a...

https://lifestylesunlimited.com/stock-market-vs-real-estate-10-vs-369-return/

In a conversation with Del Walmsley, Reza and Ashley share how Lifestyles Unlimited became their secret weapon for achieving wealth. They discuss the roadmap and mentorship that guided them throu...

https://lifestylesunlimited.com/from-skeptics-to-successful-real-estate-investors/

Join Al Gordon as he welcomes guests Reza and Ashley, who share their journey from conventional investing to losing 30% of their investments, which led them to discover Del Walmsley radio show. T...

https://lifestylesunlimited.com/creating-a-path-to-retirement-in-less-than-5-years/

Guest host Al Gordon talks with Reza and Ashley about their transformative experience at the 2-Day Financial Freedom Seminar. They delve into the tax, cash flow, and wealth-building benefits of s...

https://lifestylesunlimited.com/tell-del-why-remote-real-estate-investing-works/

Mike Harrison offers valuable insights as a passive investor following a recent tour of a multifamily apartment community he invested in. He discusses how the right property, coupled with strong ...

https://lifestylesunlimited.com/insights-from-a-passive-real-estate-investor/

Join Andy Webb as he compares flipping real estate to rental ownership. Discover the multiple income streams available to rental owners contrasted with the single avenue for flippers, dive into t...

https://lifestylesunlimited.com/flipping-real-estate-vs-rental-real-estate-pros-and-cons/

Join Al Gordon as he discusses the perks of real estate and, more importantly, real estate investments. Discover how mastering the art of investing can lead you to achieve the ultimate goal: reti...

https://lifestylesunlimited.com/mastering-real-estate-investments-your-path-to-retirement/

Del Walmsley examines the ideal age to consider retirement and challenges the one-size-fits-all in passive investing. He explains why it may not suit everyone, especially those focused on acceler...

https://lifestylesunlimited.com/rethinking-retirement-when-to-begin-building-your-future/

Your mutual fund can’t retire you like real estate can! Al Gordon examines why soft assets fall short of securing retirement and may never be enough. He explores the five income streams in real...

https://lifestylesunlimited.com/financial-advisors-lies-the-truth-on-soft-assets/

Del Walmsley discusses the reasons why you must take immediate action in today's real estate market. With prices on the decline, it's prime time to invest in both multifamily and single family pr...

https://lifestylesunlimited.com/3-reasons-why-you-should-be-buying-real-estate-right-now/

Al Gordon welcomes Robin, who is living her dream of traveling the world, all thanks to her success in real estate and the education from Lifestyles Unlimited. Robin shares her journey of transit...

https://lifestylesunlimited.com/living-a-life-of-adventure-the-power-of-passive-real-estate-income/

Del Walmsley sits down with Robin M., who realized that their military retirement wouldn't support their desired lifestyle. Discover how their real estate education from Lifestyle Unlimited prope...

https://lifestylesunlimited.com/tell-del-crafting-freedom-through-passive-income/

Mike Harrison sheds light on three looming crises: aging population, increased longevity, and national debt. With these challenges hitting the young, poor, and middle class hardest, he outlines s...

https://lifestylesunlimited.com/6-crucial-skills-to-secure-your-financial-future/

Andy Webb delves into the crucial topic of credit and credit scores and their impact on investors. Exploring the rise in credit card usage, Webb examines what this trend signifies for real estate...

https://lifestylesunlimited.com/the-impact-of-credit-scores-on-real-estate-investors/

Al Gordon simplifies complex real estate terms, empowering listeners to grasp industry jargon essential for becoming savvy investors. Exploring concepts like hard money, cash flow, equity capture...

https://lifestylesunlimited.com/decoding-real-estate-terminology-your-path-to-success/

Del Walmsley discusses the importance of setting your own pace in real estate investing. Understanding yourself and the potential for creating passive income streams can transform your life at an...

https://lifestylesunlimited.com/do-you-believe-you-can-quadruple-your-net-worth/

Discover why setting real estate investing goals is essential for success. Learn how goals provide clarity, focus efforts, and prevent aimless actions. Al Gordon shares a 5-year plan to help both...

https://lifestylesunlimited.com/setting-goals-to-ward-off-failure-in-real-estate-investing/

Del Walmsley delves into emails packed with life's complex dilemmas. Addressing questions like what to do with $200,000 equity, he weighs options like renting, selling, or reinvesting. Offering i...

https://lifestylesunlimited.com/the-borrowers-advantage-in-real-estate/

Al Gordon hosts Cliff and Cathy as they share their heartwarming journey of blending love and real estate. Hear how in just four years, they retired from their previous careers, replaced their in...

https://lifestylesunlimited.com/a-real-estate-love-story-early-retirement-and-10x-net-worth-growth/

Del Walmsley invites Cliff and Cathy to share their journey from thinking about buying a franchise, to replacing their incomes in less than four years and establishing a successful family office ...

https://lifestylesunlimited.com/tell-del-how-one-couple-built-a-multifamily-empire/

Ever wonder what's keeping you from reaching your full potential? Mike Harrison candidly discusses the barriers he encountered, such as becoming overly comfortable and neglecting personal growth ...

https://lifestylesunlimited.com/unmasking-your-personal-growth-roadblocks/

Discover with Andy Webb how real estate investors excel as problem solvers. Uncover how they tackle personal hurdles such as cash flow and time management, while also making a positive impact on ...

https://lifestylesunlimited.com/real-estate-investors-master-problem-solvers/

Join Al Gordon as he delves into the world of passive income, where earnings flow without constant effort. Exploring real estate as a prime example, he paints a vivid picture of the lifestyle it ...

https://lifestylesunlimited.com/the-art-of-living-embracing-the-advantages-of-passive-income/

Del Walmsley advises listeners on real estate strategies. Should one refinance to buy houses or seek partners to invest in apartments? With $60k, is a Multifamily community or Single Family renta...

https://lifestylesunlimited.com/real-estate-dilemmas-refinance-or-partner-up/

Al Gordon shatters the traditional retirement plan model of waiting 35-40 years for returns. Learn how investing the same amount in real estate could yield a staggering compounded interest of 261...

https://lifestylesunlimited.com/reality-check-evaluating-retirement-investments-and-their-performance/

Del Walmsley delves into the changing demographics and wealth landscape of the United States, shedding light on how these factors impact the American people. He shares valuable insights from Ayn ...

https://lifestylesunlimited.com/if-they-can-take-your-money-they-can-take-your-power/

Join Al Gordon as he sits down with guest Joe C. to explore his path as a Multifamily passive investor, his decision to keep working after real estate retirement, and the doors that have unlocked...

https://lifestylesunlimited.com/unlocking-opportunities-real-estates-impact-on-lifes-next-chapter/

Join Del Walmsley and seasoned real estate investor Robert T. with 35 years of industry experience as they navigate the rapidly evolving marketplace. Learn how to spot resilient properties in tim...

https://lifestylesunlimited.com/tell-del-are-real-estate-investors-wishing-upon-a-star/

Join Mike Harrison as he debunks the myth of passive income being a rare unicorn. Discover why some are stuck in a failing system and lashing out at those finding financial freedom through real e...

https://lifestylesunlimited.com/debunking-passive-income-myths/

Unlock the power of mentorship to conquer fear in real estate investing with Andy Webb. Discover why single family properties are a lucrative investment, and how education and mentoring pave the ...

https://lifestylesunlimited.com/fearless-real-estate-the-mentorship-advantage/

Discover the power of Multifamily real estate with Al Gordon as he explores how it offers unique benefits over Single Family. Learn about Forced Appreciation, a strategy to increase the value of ...

https://lifestylesunlimited.com/forced-appreciation-the-real-estate-investors-secret-weapon/

Del Walmsley challenges listeners: Do you possess sufficient income streams to sustain you if you lose your job? Are you settling for an average life when you could be thriving? If your current a...

https://lifestylesunlimited.com/redefine-your-financial-future-building-a-sustainable-income-stream/

Del Walmsley underscores the vital role of education and the right connections in real estate; and why distinguishing between yield and value plays or having access to off-MLS properties can make...

https://lifestylesunlimited.com/safeguard-your-real-estate-portfolio-with-the-right-education/

Al Gordon has a conversation with Robert T, who stepped away from being on the management side of real estate and stepped into the ownership side of real estate. Discover how Robert's epiphany ab...

https://lifestylesunlimited.com/real-estate-success-moving-from-job-focused-to-wealth-driven/

Are you feeling overwhelmed by your financial situation, desperate for a change? Del Walmsley offers insights on how to achieve retirement in just five years or less. Reflect on your past/current...

https://lifestylesunlimited.com/move-from-financially-overwhelmed-to-financially-free/

Mike Harrison explores the journey of Adrian J., from teacher to real estate investor. Adrian purchased 7 Single Family properties within a year, replacing his income and enabling his wife to sta...

https://lifestylesunlimited.com/teacher-acquires-5-cash-flowing-properties-in-1-transaction/

Andy Webb interviews Keith and Shannon, multifamily property investors who share past experiences as vacation home investors and discuss how they leveraged that experience to achieve success in t...

https://lifestylesunlimited.com/from-vacation-rental-owners-to-successful-multifamily-investors/

Al Gordon shares stories of real people achieving real success, he delves into their strategies and journeys, providing invaluable insights that will ignite inspiration and empower you to pursue ...

https://lifestylesunlimited.com/unlocking-real-estate-success-listen-learn-succeed/

Del Walmsley transitioned from relying on financial planners and the stock market to investing in real estate, becoming Real Estate Retired at 34. He shares his personal story and his strategy fo...

https://lifestylesunlimited.com/breaking-free-from-a-life-of-quiet-desperation/

Al Gordon's shares the transformative journeys of everyday individuals who have transcended the constraints of a middle-class mindset to embrace the wealth-building potential of real estate. Gain...

https://lifestylesunlimited.com/transforming-middle-class-mindsets-into-real-estate-wealth/

Join Del Walmsley as he unveils the simple wealth creation path through real estate, addressing misconceptions and answering listener questions on accounting methods, college housing investments,...

https://lifestylesunlimited.com/the-simplicity-of-becoming-financially-free/

Join Al Gordon as he talks with Jack H., who at 53 sought a retirement plan through real estate. Discover how the right real estate education empowered him to turn single family properties into w...

https://lifestylesunlimited.com/turning-single-family-properties-into-retirement-gold/

Del Walmsley sits down with Jack H. to explore his journey into real estate, why he sought out mentorship and how it led to financial independence for both him and his wife. Jack opens up about h...

https://lifestylesunlimited.com/tell-del-why-real-estate-investors-seek-mentorship/

Mike Harrison delves into popular real estate strategies that many individuals mistakenly believe constitute genuine real estate investing. Mike's breakdown serves to educate listeners on discern...

https://lifestylesunlimited.com/decoding-real-estate-strategies-whats-real-and-whats-not/

Andy Webb discusses the impact of owning just one rental property for individuals new to real estate investing. He also shares steps to take for those who currently have rental properties in thei...

https://lifestylesunlimited.com/the-power-of-buy-and-hold-in-real-estate/

Al Gordon highlights the stark reality that many retirees face: realizing a retirement problem when it's too late. Given that 2 out of 3 U.S. retirees acknowledge a national retirement crisis, an...

https://lifestylesunlimited.com/the-retirement-crisis-creating-financial-stability-with-real-estate/

Del Walmsley tackles the pressing question: How do you get past fear? Exploring strategies to overcome fear and bounce back from life's inevitable mistakes, he delves into breaking free from livi...

https://lifestylesunlimited.com/kick-the-fear-and-create-passive-income-with-real-estate/

Al Gordon discusses the significance of assembling a top-tier support team for real estate investors, including professionals such as realtors, lenders, insurance agents, contractors, accountants...

https://lifestylesunlimited.com/building-your-dream-team-strategies-for-real-estate-investors/

Del Walmsley sits down with Ed D. to delve into Ed's journey from being completely inexperienced in real estate to investing in over 40 real estate properties. They discuss what individuals with ...

https://lifestylesunlimited.com/transition-from-spectator-to-real-estate-investor/

In a conversation with Al Gordon, Joey S. discusses his journey to financial independence and early retirement. Inspired by a book challenging traditional notions of wealth, he sought concrete st...

https://lifestylesunlimited.com/from-real-estate-novice-to-real-estate-retired-in-5-years/

Ready to achieve financial freedom but unsure where to start? Del Walmsley explores Joey's journey from real estate novice to Lifestyles Unlimited Mentor. Discover the mindset shift that fueled h...

https://lifestylesunlimited.com/tell-del-how-to-find-your-own-path-to-financial-freedom/

Mike Harrison challenges the status quo, highlighting the system's bias against financial success. He empowers listeners to break free, advocating real estate as the path to financial freedom and...

https://lifestylesunlimited.com/wake-up-real-estate-is-the-path-to-freedom/

Andy Webb interviews Geoff Z., who transitioned from investing in single family homes to passive investing in multifamily communities and is now a Lead Investor™. They discuss tertiary vs. prim...

https://lifestylesunlimited.com/strike-while-the-irons-hot-investing-in-multifamily-real-estate/

Al Gordon unravels the mystery behind why many overlook promising real estate opportunities simply because of a property's condition and reveals the system to assessing properties like a pro and ...

https://lifestylesunlimited.com/real-estate-goldmine-how-the-ugliest-properties-bring-big-wins/

Join Del Walmsley as he delves into the world of commercial real estate classification, uncovering why brokers may keep information hidden from you. Learn how to decipher this system and why it's...

https://lifestylesunlimited.com/why-brokers-keep-multifamily-property-classifications-hidden/

Al Gordon explores the vital strategy of forming a diverse team of professionals to boost returns and uncover opportunities in the real estate market. Gain valuable insights on identifying these ...

https://lifestylesunlimited.com/the-winning-team-key-players-for-real-estate-investing-success/

Del Walmsley answers listener questions regarding growing your wealth in your later years. Plus, find out why investing in a single family property for rental income should be your first move bef...

https://lifestylesunlimited.com/rent-vs-own-the-case-for-investing-in-rental-properties-first/

Al Gordon welcomes Jody, a thriving real estate investor, to recount her remarkable journey from being a young mother in her twenties stuck in a dead-end job to achieving financial freedom. Disco...

https://lifestylesunlimited.com/real-estate-success-from-30k-net-worth-to-millionaire/

Step into the world of real estate syndication with Andy Webb, alongside Nicole and Keith, who evolved from single family investing to Lead Investors™. Discover how their education at Lifestyle...

https://lifestylesunlimited.com/syndication-success-cracking-the-code-on-multifamily-properties/

What's Your Debt Profile? Discover How Debt Can Generate Wealth! Join Andy Webb as he untangles the nuances of good and bad debt, unveiling strategies to leverage debt for financial freedom and a...

https://lifestylesunlimited.com/debt-or-no-debt-navigating-the-financial-divide/

Al Gordon challenges common retirement beliefs. He questions the notion of relying solely on 401(k)s or IRAs, emphasizing the need to reconsider the traditional approach of accumulating a fixed a...

https://lifestylesunlimited.com/rethinking-retirement-challenging-traditional-financial-wisdom/

Discover the truth about cashing out your 401K and unlock the secrets to growing your retirement savings with real estate. Join Al Gordon as he delves into this controversial topic and reveals al...

https://lifestylesunlimited.com/leverage-your-401k-to-build-wealth-in-real-estate/

Del Walmsley engages in a conversation with Nicholas, an elementary school music teacher who loves what he does but not the pay that comes along with it. Discover how Nicholas found a solution th...

https://lifestylesunlimited.com/tell-del-the-2-days-that-changed-a-teachers-financial-future/

Al Gordon interviews Nicholas, an elementary school music teacher who turned $25,000 into four times its value through real estate. Nicholas also reveals his strategy for generating an additional...

https://lifestylesunlimited.com/from-classroom-to-cash-flow-teachers-real-estate-jackpot/

Discover the power of 'chunking'! Mike Harrison uncovers the strategy of buying your life back, piece by piece, through passive income streams like single-family rentals. It's not about instant r...

https://lifestylesunlimited.com/how-an-additional-300-monthly-can-redefine-your-financial-future/

The high demand and low supply of housing in the United States has driven the costs up, but will that increase continue? Del Walmsley responds to an article asking if the US housing shortage will...

https://lifestylesunlimited.com/us-housing-shortage-and-future-of-housing-costs/

Andy Webb as he explores the most streamlined path to wealth creation. Special guests Brandon and David share personal experiences, detailing how the Lifestyles Unlimited Real Estate Roadmap and ...

https://lifestylesunlimited.com/wealth-creation-the-fusion-of-knowledge-and-networking/

Calculating the time and money put into each, Del Walmsley compares realistic returns from a college degree, rental house, apartment complex, and an apartment run by a management company, to see ...

https://lifestylesunlimited.com/what-real-estate-investing-pays-by-the-hour-3/

Al Gordon provides a relatable perspective on investment data, shedding light on the discrepancy between investing in the S&P 500 and real estate. He explores strategies for achieving retirement ...

https://lifestylesunlimited.com/investing-in-real-estate-vs-investing-in-the-sp-500/

Del Walmsley opens a discussion on how public education systems and the overall cultural shift since the Industrial Revolution have trained us to favor specialized skillsets over the critical thi...

https://lifestylesunlimited.com/educated-out-of-success-3/

Discover how a Lifestyles Unlimited member transformed a run-down 1940s real estate asset into a profitable investment, yielding a $100k property value increase, with $37k in net equity from a $1...

https://lifestylesunlimited.com/making-a-325-return-in-todays-real-estate-market/

Del Walmsley, joined by Lisa and Josh, discuss the significance of a support system for real estate investors. Gain insights as Del shares the advantages of a network, including guidance, support...

https://lifestylesunlimited.com/wealth-building-through-the-power-of-community/

Al Gordon chats with Matthew H., who retired at 42 from corporate America as a successful Single Family and Multifamily real estate investor. Discover the pivotal role a real estate roadmap playe...

https://lifestylesunlimited.com/unlocking-wealth-from-corporate-exit-to-real-estate-success/

Del Walmsley invites Matthew H, a successful real estate investor, to share his story. As an experientially driven individual, Matthew elaborates on how real estate investing has not only provide...

https://lifestylesunlimited.com/tell-del-uncovering-the-path-to-tax-free-wealth/