Question: Is there any way to refinance if we had a late payment on our mortgage six months ago? So far no one will approve us until a year has The post Can I Refinance If I’ve Had a Late Mo...
https://mymortgageinsider.com/ask-tim/refinance-with-late-mortgage-payment/
What happens when a property is being sold as-is and the seller will not do repairs but the home doesn’t meet FHA minimum property standards (MPS)? How does the buyer The post What if the ho...
Q: I have good credit of about 730. I meet the requirements for both FHA and Conventional 97. I plan to live in the home for 6+ years. Which has The post FHA vs Conventional Loan: Which Is Bet...
The FHA streamline refinance allows borrowers to reduce their rate with no pay stubs, no W2s, and no appraisal. But is an FHA streamline possible while simultaneously removing a borrower The p...
https://mymortgageinsider.com/ask-tim/remove-coborrower-fha-streamline-refinance-6458/
Can you buy a home after a foreclosure? Buying again after a foreclosure, short sale, or deed-in-lieu of foreclosure can be done, with some hard work — and waiting. Mortgage The post How Lon...
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Tim has been in the mortgage industry for more than 11 years as a loan originator and mortgage processor. He’s answered just about every kind of mortgage question over the The post I’m Pre...
https://mymortgageinsider.com/ask-tim/preapproval-interest-rates-rising/
Q: I am delinquent on my home mortgage, but would like to sell the home and buy one elsewhere. Is this possible? -Anonymous A: If you are delinquent on the The post I’m Delinquent on my Mort...
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Editor’s Note: The HARP program expired Dec. 31, 2018, but most homes have increased in value considerably since HARP rolled out. This means many homeowners may currently be eligible for The...
https://mymortgageinsider.com/ask-tim/can-i-use-harp-for-non-fannie-freddie-loan/
Editor’s Note: The HARP program expired December 31, 2018, and a popular replacement option, the Freddie Mac Enhanced Relief Refinance (FMERR) loan expired September 30, 2019. However, Fannie M...
https://mymortgageinsider.com/ask-tim/mortgage-payment-help-without-harp-refinance/
Editor’s Note: The HARP program expired December 31, 2018, and a popular replacement option, the Freddie Mac Enhanced Relief Refinance (FMERR) loan expired September 30, 2019. However, Fannie M...
https://mymortgageinsider.com/ask-tim/refinance-first-and-second-mortgage/