Consumer Financial Protection BureauReports Archive >

This is the 33rd edition of Supervisory Highlights. The findings in this report cover select examinations regarding mortgage servicing, that were completed from April 1, 2023 through December 31,...

https://www.consumerfinance.gov/data-research/research-reports/supervisory-highlights-issue-33-spring-2024/

Overdraft/NSF revenue for the full year of 2023 was approximately $6.1 billion lower than before the pandemic, and 24% lower than in 2022. However, quarterly overdraft/NSF fees were flat througho...

https://www.consumerfinance.gov/data-research/research-reports/data-spotlight-overdraft-nsf-revenue-in-2023-down-more-than-50-versus-pre-pandemic-levels-saving-consumers-over-6-billion-annually/

The FY 2023 OMWI annual report to Congress provides detailed information about the diversity, equity, inclusion, and accessibility (DEIA) work of the Consumer Financial Protection Bureau from Oct...

https://www.consumerfinance.gov/data-research/research-reports/cfpb-fy-2023-omwi-report-to-congress/

This is the 32nd edition of Supervisory Highlights. The findings in this report cover select examinations in connection with credit reporting and furnishing that were completed from April 1, 2023...

https://www.consumerfinance.gov/data-research/research-reports/supervisory-highlights-issue-32-spring-2024/

Rising interest rates have created a challenging housing environment for borrowers. New research using HMDA quarterly data reveals more borrowers are relying on discount points.

https://www.consumerfinance.gov/data-research/research-reports/data-spotlight-trends-in-discount-points-amid-rising-interest-rates/

Gaming marketplaces increasingly incorporate banking and payment systems. Learn how the CFPB is monitoring the use of virtual currencies in online games.

https://www.consumerfinance.gov/data-research/research-reports/issue-spotlight-video-games/

The FY 2023 Equal Employment Opportunity status report known as Management Directive 715 (MD-715) for the Consumer Financial Protection Bureau (CFPB).

https://www.consumerfinance.gov/data-research/research-reports/cfpbs-eeo-program-status-report-for-fy-2023/

This Congressionally mandated annual report analyzes complaints submitted by consumers to the Consumer Financial Protection Bureau in 2023.

https://www.consumerfinance.gov/data-research/research-reports/consumer-response-annual-report-2023/

The FY 2023 No FEAR Act annual report for the Consumer Financial Protection Bureau (CFPB). Formal EEO complaint activity for the CFPB.

https://www.consumerfinance.gov/data-research/research-reports/no-fear-act-annual-report-fiscal-year-2023/

The Federal Activities Inventory Reform (FAIR) Inventory is required by the Federal Activities Inventory Reform Act of 1998 (P.L. 105-270) and OMB Circular A-76 - Competitive Sourcing.

https://www.consumerfinance.gov/data-research/research-reports/fy-2023-fair-act-inventory-data/

On January 3, 2019, the Good Accounting Obligation in Government Act (GAO-IG Act) was enacted as Public Law number 115-414. The GAO-IG Act requires agencies to annually submit a report to Congres...

https://www.consumerfinance.gov/data-research/research-reports/gao-ig-act-reporting-2024/

Latest credit card data from the CFPB shows that the 25 largest financial institutions offered consumers higher interest rates than smaller banks and credit unions in first half of 2023.

https://www.consumerfinance.gov/data-research/research-reports/credit-card-data-small-issuers-offer-lower-rates/

The Consumer Financial Protection Bureau (CFPB) administered its 2023 Annual Employee Survey (AES) and is posting the survey results as instructed by 5 U.S.C § 105, Subpart C.

https://www.consumerfinance.gov/data-research/research-reports/2023-cfpb-annual-employee-survey-results/

Summarizes initial observations from CFPB’s on-going effort to monitor the return to repayment on federal student loans for risks to consumers.

https://www.consumerfinance.gov/data-research/research-reports/issue-spotlight-federal-student-loan-return-to-repayment/

The Consumer Financial Protection Bureau’s tenth annual Plain Writing Act Compliance Report is presented to fulfill the Bureau’s statutory responsibilities pursuant to the Plain Writing Act o...

https://www.consumerfinance.gov/data-research/research-reports/plain-writing-act-compliance-report-2023/

In accordance with the Dodd-Frank Act, the CFPB orders an annual independent audit of the operations and budget of the Bureau.

https://www.consumerfinance.gov/data-research/research-reports/consumer-financial-protection-bureau-independent-audit-of-selected-operations-and-budget-2023/

This report explores the differences across neighborhoods in the number of mortgage lenders originating loans, investigates the neighborhood-level correlates of this measure, and explores its ass...

https://www.consumerfinance.gov/data-research/research-reports/the-neighborhood-geography-of-mortgage-lending/

2023 Consumer Financial Protection Bureau (CFPB) report on college banking, including credit card and deposit product agreements.

https://www.consumerfinance.gov/data-research/research-reports/2023-college-banking-and-credit-card-agreements/

This report provides new insights about consumers’ experiences with overdraft and NSF fees, and paints a broad picture of the financial circumstances of these consumers.

https://www.consumerfinance.gov/data-research/research-reports/overdraft-and-nonsufficient-fund-fees-insights-from-the-making-ends-meet-survey-and-consumer-credit-panel/

The annual Making Ends Meet survey report highlights new trends in household financial stability.

https://www.consumerfinance.gov/data-research/research-reports/making-ends-meet-in-2023-insights-from-the-making-ends-meet-survey/

Spring 2023 Semi-annual Report of the Consumer Financial Protection Bureau

https://www.consumerfinance.gov/data-research/research-reports/semi-annual-report-of-the-bureau-of-consumer-financial-protection/

The Bureau’s annual report to Congress summarizes the Bureau’s activities to administer the Fair Debt Collection Practices Act (FDCPA) in 2022 as the primary federal regulator of the consumer...

https://www.consumerfinance.gov/data-research/research-reports/fair-debt-collection-practices-act-cfpb-annual-report-2023/

The Language Access Plan describes the CFPB’s policy and how the CFPB’s language access activities are implemented across operations, programs, and services.

https://www.consumerfinance.gov/data-research/research-reports/the-cfpb-language-access-plan-for-consumers-with-limited-english-proficiency/

The financial report provides readers with the summary results of the CFPB’s operational activity, and it is the principal statement of our accountability to the American people, the United Sta...

https://www.consumerfinance.gov/data-research/research-reports/financial-report-cfpb-fiscal-year-2023/

Many states have adopted Community Reinvestment Acts similar in purpose and structure as to federal Community Reinvestment Act of 1977. These state laws were developed following the passage of th...

https://www.consumerfinance.gov/data-research/research-reports/state-community-reinvestment-acts-summary-of-state-laws/