Couples who choose to file their taxes as married filing jointly verses married filing separately will experience several financial advantages when buying a home. In addition to receiving a h...
http://budgeting.thenest.com/financial-advantages-buying-home-married-25628.html
Service dogs are trained to help people with disabilities perform tasks that might otherwise be difficult. Because of the extensive professional training many service dogs undergo, they are o...
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If you own a rental home, you know there may be times when it sits empty. When that happens, you'll likely want to know whether the expenses on that property can be deducted on your taxes. Th...
http://budgeting.thenest.com/can-deduct-rental-expenses-property-vacant-25648.html
Some insurers will charge you more for homeowners insurance or renters insurance if you have a certain breed of dog, including Rottweilers. Other insurers say they don't discriminate based on...
http://budgeting.thenest.com/rottweilers-raise-homeowners-insurance-25608.html
Maternity care and childbirth are considered essential health benefits. That means all health insurances and Medicaid plans have to cover both of them, even if the pregnancy has started befor...
http://budgeting.thenest.com/married-am-pregnant-covered-insurance-31517.html
A check made out to a deceased individual or their estate can only be cashed by the executor of their estate. The estate executor usually creates a bank account for the estate, and it is thro...
http://budgeting.thenest.com/cash-check-made-out-estate-beneficiary-32884.html
HOB insurance is a type of homeowners insurance policy that covers both the structure of your home and the personal property within it. HOB policies use an open peril structure to protect the...
After an auto accident, you likely want your payout as quickly as possible. But the length of time between filing a claim and getting a check can vary, so it's important to be patient. If you...
A conventional loan is one that is not government insured and may have a higher interest rate with flexible terms, like adjustable rates. Government-insured loans have more eligibility requir...
http://budgeting.thenest.com/questions-mortgages-conventional-insured-uninsured-24882.html
When you have damage to your home, you'll wait for a check to be issued from your insurance company, only to find that the check is made out to both you and your mortgage company. The reason ...
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Mortgage insurance is generally required by lenders if a borrower has less than 20 percent equity in the home. It protects the lender in case the borrower defaults on the mortgage, which is m...
http://budgeting.thenest.com/mortgage-insurance-cover-10011.html
Renting a property to relatives follows many of the same rules and regulations as other rentals. Depending on local ordinances, you may or may not need to register the property when renting t...
http://budgeting.thenest.com/rules-renting-relative-21678.html
No one goes through life without accidentally missing paying a bill. If this missed bill is your auto insurance, there could be repercussions beyond the late fees you pay with other companies...
http://budgeting.thenest.com/happens-pay-car-insurance-after-due-date-33312.html
If you were in a car accident and it was not your fault, you can claim the damage or loss on your taxes. If you were at fault, however, you cannot claim a deduction. The IRS does not allow de...
http://budgeting.thenest.com/can-claim-auto-insurance-deductible-taxes-34027.html
Not paying your HOA dues can be a problem, especially if the association comes after you for the fees. If you continue to neglect paying, the HOA may take you to court, at which point a judgm...
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Lenders look at various statistics to determine whether you will be able to pay a monthly mortgage. One of the factors they consider is your debt-to-income ratio. However, as long as you stay...
http://budgeting.thenest.com/car-insurance-count-debt-looking-house-mortgage-3598.html
Generally, you can't claim your homeowner's insurance on your taxes. There are some instances, however, when you can. These include if you use your home for business or if you rent your home ...
http://budgeting.thenest.com/can-claim-homeowners-insurance-taxes-3622.html
When signing up for health insurance, you may be asked to choose between plans with a copay and without. It's important to know what a copay means for your bank account, since you'll be requi...
Tracking your household assets will help you insure them and replace them if they are ever stolen or destroyed by fire or other disaster. Another benefit of knowing the value of your assets i...
If you accidentally hit your garage door with your car, don't panic. Your insurance may cover the damage. But whether your homeowners insurance or car insurance pays for it depends on a varie...
http://budgeting.thenest.com/homeowners-insurance-cover-running-garage-door-own-car-34206.html