Family Balance Sheet

Frugal living is not about deprivation. Instead, I look for creative ways to save my family money in all aspects of our lives. My goal has always been to live well on less while achieving our big...

https://www.familybalancesheet.org/2023/07/how-we-frugal-ed-in-june-2023.html

Open those windows and freshen up your home with these 20 spring cleaning tasks, Plus find a FREE checklist at the end of the list. What is it about the springtime that makes us want to clean? I...

https://www.familybalancesheet.org/2023/04/20-spring-cleaning-tasks-to-freshen-your-home.html

One month in for the year! How are you doing with the financial goals you made for 2023? Unfortunately, many people abandon their New Year’s goals by mid-January and everything goes downhill fr...

https://www.familybalancesheet.org/2023/02/frugal-february.html

Did you make 2023 financial goals? My husband and I discussed some ideas over our holiday break. We decided on one big audacious financial goal for the year, and it’s a doozy! The last time w...

https://www.familybalancesheet.org/2023/01/2023-financial-goals.html

Christmas is coming! That merry time of year that is filled with faith, family, food, and a little bit of shopping. Americans will spend about $900 on holiday purchases** and unfortunately, many...

https://www.familybalancesheet.org/2022/11/3-smart-steps-to-a-debt-free-christmas.html

This post has been updated, it was originally published in 2015. This list of thoughtful, but FREE Christmas gift ideas is proof that you don’t need to spend a lot of money on the people you gi...

https://www.familybalancesheet.org/2022/11/free-christmas-gift-ideas.html

The Christmas season is upon us. The season of family, faith, food, and…shopping…..collective sigh… The spending part of Christmas can get crazy, so I’ve come up with a list of ideas to ...

https://www.familybalancesheet.org/2022/11/10-ideas-to-find-cash-for-christmas.html

I’m always looking for ways to save my family money to help us get through current higher food and gas prices and achieve our big financial goals. Some months are more successful than others. T...

https://www.familybalancesheet.org/2022/10/how-we-frugal-ed-in-september-2022.html

Are you looking for the perfect 2023 planner? Today, I’m sharing mine. It is highly functional, super affordable, and at the moment, wide open for all the possibilities and opportunities that 2...

https://www.familybalancesheet.org/2022/09/2023-planner.html

Another month of 2022 is in the books and another month of frugal-ing. My found money in August was made up of a lot of little amounts and unfortunately, was not as high as in previous months. F...

https://www.familybalancesheet.org/2022/09/how-we-frugal-ed-in-august-2022.html