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A new mortgage lender is offering homebuyers and homeowners the chance to borrow up to six times their annual salary, compared to the traditional 4.5 times.
Lawyers claim up to 900,000 leaseholders across England and Wales across may have paid the charges.
Moves from the two banks follow Nationwide's mortgage cuts yesterday that saw the cheapest five-year fix deal dip below 4% for the first time since February.
We have taken a look at the best deals on the market for first-time buyers and home movers and those remortgaging, factoring in both fees and rates.
The roofer has been banned from Checkatrade, but I've been told I don't qualify for its compensation scheme.
The seller had been renting the home out and claimed not to know anything about any illegal activities - but the property has what I now know to be some tell-tale signs.
Mortgage rates are moving downwards, with the cheapest five-year fix having dipped below 4 per cent today for the first time since February.
Britain's biggest building society Nationwide will reduce rate across its two, three and five-year fixed rate products.
I noticed that the Leasehold and Freehold Reform Bill was passed in May and I have heard that marriage value has been abolished. Will this make it cheaper to extend my lease?
Those lucky homeowners will not have to find a penny more in monthly repayments until 2027, according to the Bank of England.
The lowest five-year fixed rate mortgages are on the brink of falling below 4%, after Halifax cut interest rates across a number of its deals.
I want to remove my ex husband's name from the mortgage but Halifax refuse to remove him - I've been solely covering the mortgage for nearly five years.
Two more high street banks have announced they are cutting mortgage rates as home loan costs continue to drift downwards.
The Bank of England is likely to make its first base rate cut in September, according to the latest forecasts.
Homes that are reduced in price are twice as likely to fall through, take much longer to sell and are more likely to not be sold at all. So why do sellers keep doing it?
In a surprise turnaround for the property market, the ONS revealed the average home jumped 1.2% in one month - with the capital leading the charge.
We have six weeks until the new mortgage starts - but we have spotted a cheaper rate. Can we still change our mind and move to a different lender?
Rightmove puts the dip in asking prices down to 'distractions' such as the election and Euros, as well as buyers holding out for a base rate cut.
Many people won't be aware that renting out their home for a few weeks per year is an issue - but it could land you in hot water with your mortgage lender.
Barclays has upped the ante in the mortgage price war that is currently playing out between banks and building societies.
Many of those getting on the ladder for the first time are opting for 35 or even 40-year mortgages in order to make their monthly repayments more affordable.
The housing market remains in the doldrums, according to surveyors and estate agents.
Pennycook is tasked with fixing the country's housing crisis - but can the former charity worker and think tanker fulfil Labour's promises?
Britain's biggest building society will be reducing rates on selected deals by up to 0.3 percentage points, following cuts by Barclays, HSBC and others last week.
The rise in low-deposit could reflect more positive sentiment surrounding the housing market - but the rates on 5% deposit deals have inched up in the past month.
Labour's campaign promised change for the country - and falling mortgage rates would certainly represent a positive change for many. But is it possible?
The new Government wants to double the number of homes build each year with plans to help first-time buyers and build on 'ugly' green belt.
Under the last Labour government, the housing market had a rollercoaster ride. What could happen this time around?
House prices edged up in the year to June according to Halifax, which said a lack of homes for sale was propping up the market.
Barclays, HSBC and Yorkshire Building Society have all reduced their mortgage rates, following Santander and Halifax earlier this week.
Two more big banks have announced mortgage rate cuts in the latest downward shift for home loan pricing.
I had to pay cash of £105k as you could not get a mortgage for the property in that state. I have gone there every day for over four years doing all the work
House prices rose fastest in more affordable areas in the North and the Midlands, which saw combined growth of 2.4% year on year.
House prices will go up 1.5% or £3,900 this year, but wages are set to go up to meet them according to the property website.
I have a cheap fixed rate ending in 2026, and £105,000 left to pay on the mortgage - as well as £125,000 in savings. What's the best way to use my money?
When I bought the home in 2006, my conveyancer failed to notice the details of the leasehold land in the property title - and this error has cost me £40,000.
The online agent is making a comeback - and hoping to attract customers by letting them list their home without paying a penny.
Three major lenders have cut mortgage rates in what could be the start of a downward shift in interest rates.
Our calculator allows you to see how different mortgages stack up, compare repayment and interest-only and see how much interest you will pay over the lifetime of a loan.
We explain everything from how to work out your budget and find your ideal home, through to applying for your first mortgage and navigating the legal process.
At least 18m homes have an energy performance rating of D or below, according to Rightmove.
My son would pay me back £400 per month, and the debt would finish when I die. Is this the best way to help him, and what do we need to know before committing?
Chief executive of Winkworth claims plan could create 'unprecedented competition' among families looking to secure a home in areas such as Surrey.
The Bank of England has opted once again to hold the base rate at 5.25%, despite inflation falling to the 2% target. We explain what that means for your money.
In April, the average home sold for £281,000, 1.1% more than it was 12 months ago, according to the Office for National Statistics.
Families are finding they're stuck in a 'parent trap' when it comes to where they live with many needing to be close to grandparents in order to get help with childcare.
I could have secured a much lower rate had I remortgaged. Instead, I have remained on my lender's standard variable rate costing me tens of thousands in interest.
The house has been valued at £300,000 plus. However, my mum's sister is trying to sell it to another family member for almost £50,000 less. Lawyer Chris Gilbert replies.
Average asking prices hardly moved this month, though cheaper areas in the North of England saw bigger growth.
Savers stand to benefit from the 25% cash bonus if they purchase a property of £250,000 or less, but rising house prices have made that more of a challenge.
With base rate cuts being pushed later into the year, those buying a home or remortgaging now have a tough call to make when deciding how long to fix their mortgage rate for.
The housing market appears to have slipped into reverse as buyers bide their time in the hope of mortgage rate cuts.
The proportion of account holders fined for making 'unauthorised withdrawals' has more than doubled in just three years as house prices rise.
Homeowners coming to the end of fixed-term deals agreed when rates were much cheaper continue to face payment spikes, as the extent of rate increases is revealed.
Experts said buyers and sellers were still anticipating a cut in the Bank of England's base rate, and predicted a bigger bounce in the market after that.
Rents fell in several cities in the first three months of this year according to new data, which will come as welcome news to tenants following years of constant rises.
The typical house deposit is now £60,000, but finding the best interest-paying savings account can help first-time buyers get there faster.
We work in London and both need to be in the office three days a week. Would a a place by the sea and a train commute still work out cheaper than our £2,200 London flat?
One in five mortgages for first-time buyers is for a term longer than 35 years - twice that seen just two years ago - and the loans risk future problems and far more interest.
In previous moves we've had a survey done as per the conditions of getting a mortgage, but that doesn't apply now as we are mortgage-free.
My mortgage broker says an agreement in principle will leave a footprint on my credit file, and isn't necessary - but the agent says I need one. Who is right?
The average house price increased to £264,249 in May, according to the building society - and it said the upcoming election is not set to impact the housing market.
Homeownership among young adults has risen to a level not seen since 2010, according to new study by the Institute for Fiscal Studies.
Zoopla said the choice available to home buyers was helping to keep house prices in check, and that they had fallen by 0.1% in the 12 months to April.
The share of new homes being sold before they're built has dropped to a decade-low, according to the estate agent Hamptons.
She is currently on a low rate and can afford the repayments, but I want to help her pay off some of the mortgage balance. What's the best way and will there be fees and tax involved?
When mortgage rates began shooting up, many expected house prices to fall - but they plateaued. Why has this happened, and how are homeowners affording to pay?
Bank of England base rate rate cuts next month now look increasingly unlikely after inflation came in above what was forecast.
House prices climbed by 0.7% between February and March, according to the latest figures from the Office for National Statistics.
Most people I know think I should pay off my home loan. But am I being too defensive, and should I consider investing it elsewhere for potentially better returns?
Sales are up thanks to the traditional seasonal uptick, but affordability is still 'stretched' for many buyers, the property portal said.
Estate agents' small print could tie buyers in for many months, exclude buyers who won't use their in-house broker or even make them liable for two sets of selling fees.
HSBC, Barclays and TSB revealed that they were cutting the cost of home loans - in the latest sign of relief for households, who are also benefiting from falling inflation .
We're often led to believe that house prices will always rise over the long-run. That it's one of the safest and soundest investments.
My girlfriend and I are looking to buy a home for £250,000 but we have only £5,000 in savings. Could a 99 per cent mortgages be right for us?
Average mortgage rates have been on the increase since the start of February - and mortgage brokers say today's announcements could mark a change in direction.
Homeowners who live in period properties spend an average of £70,000 to keep them looking good, according to a new study.
The mortgage valuation said there is 'a lack of owner occupiers living in the immediate area' and my application was turned down. Should I try a different lender?
The challenge of getting on the housing ladder is forcing many to gamble with retirement by taking on ultra-long mortgages, warns former minister Steve Webb.
There is a new property porn series in town - Buying London - which is set to start DDRE Global's founder and boss Daniel Daggers (pictured).
In this six-part series, we look at, how households are coping and if a mortgage crisis is afoot.
Home sellers are having the 'wool pulled over their eyes' by estate agents looking for additional financial kickbacks.
My mortgage deal is ending in January 2025. Currently it's in joint names with my husband who has recently become self-employed in April this year.
The Bank of England has opted once again to hold the base rate at 5.25 per cent.
The Bank of England has now held base rate since last summer and the next move is tipped to be a cut. Our calculator lets you work out what a move up or down could cost you.
More than 20 lenders have hiked their mortgage rates this week, pulling some of the most competitive home loans from the market, including several deals below 5 per cent.
The bank won't lend us as much as we thought, but the seller won't reduce the price. What are our options?
Estate agents and surveyors are reporting that the usual spring bounce across the property market has failed to materialise.
House prices rose by 0.1% in April, according to the latest figures from Halifax, following a 0.9% fall in March.
Almost a third of homeowners have let their mortgage slip onto their lender's standard variable rate for at least a month - and doing so could cost them dearly.
Many mortgage borrowers are continuing to opt for two-year fixed deals in the hope that interest rates will be lower when they next come to remortgage. Is that still the right move?
Lenders continue to increase interest on their home loans, meaning borrowers may miss out on the cheapest deals unless they act quickly.
My £32,000 mortgage is on a fixed rate for five years, ending in March 2025 by which time I will have about 18 months remaining on the term. Do I have any option other than an SVR?
The Government is coming under increasing pressure to reform stamp duty to help reinvigorate the market and help first-time buyers.
A number of best buys have disappeared from the market, meaning the lowest rates available to borrowers have ticked up.
The average UK home fell in value by 0.4% in April, following a 0.2% fall in March, according to Nationwide, taking account of seasonal effects.
These are the ten local authority areas that have seen the biggest property price booms since March 2020, when the first lockdown began.
Many of the cheapest mortgage deals on the market are vanishing, dashing hopes of homeowners that rates might be about to fall.
The price of new homes is speeding ahead of older ones. We look at what is happening across the UK, and whether housebuilders are driving up prices by slowing down construction.
The property portal has revealed there are 20% more homes on the market than this time last year. What does that mean for buyers and sellers?
The asking price of the typical newly-listed property rose by £4,207 in April to £372,324, driven by higher values on four and five-bed homes.
Five mortgage lenders have announced they are increasing rates in the latest blow to home buyers and anyone looking to remortgage.
Being mortgage-free is attractive and would remove rate uncertainty - but staircasing would lower the rent. Which is the better option?
I own a one-bed leasehold flat in London and I'm looking to take a two-month sabbatical to go traveling in July. Am I able to rent it out on a short-term basis while I'm away?
With the help of data from Finder, we crunch the numbers on predicted mortgage costs and house price rises in the coming decades. Will homeowners still be better off?
House prices remain slightly lower than they were a year ago, according to the latest figures from the Office of National Statistics.
The home buying process is filled with jargon, and Zoopla asked people to explain 25 key terms to see how much they really understood.
I am on the student repayment plan type 2 and the interest keeps mounting up. I have finally saved enough to buy my first home. But should I clear my debt first?
Property experts say they are seeing rising numbers of enquiries from home buyers, as well as more sellers coming to market.
MPowered Mortgages claims to be the fastest mortgage lender on the market, because it uses artificial intelligence or AI to speed up applications for borrowers.
Mortgage advisors tell us how their customers are being impacted by higher rates - from stretching their loan terms switching to interest-only deals or asking family for help.
An unkempt home next door can put off a potential buyer - but what can sellers do to encourage them to clean their act up?
Peter Stimson of MPowered Mortgages says the UK should lead by the French example and have clearly defined rules around house building.
House prices fell slightly in March as the spring property market got off to a drab start in the South but the North fared much better.
Property prices fell in March, according to the latest figures from Halifax, representing the first monthly fall since September.
It marks the highest level for mortgage approvals since September 2022, when rates began to skyrocket following the disastrous mini-Budget.
We can't sell the home unless we accept less than what we paid for it, and neither can afford to buy outright on our own. What are our options?
A property firm has revealed that first-time buyers have been behind 33% of house purchases in the UK this year, an all-time high.
The Bank's figures showed that nearly 50 per cent of mortgages issued in the fourth quarter of last year were for terms of 30 years or more.
It currently takes an average of 71 days on for homes to find a buyer. Rightmove has looked at which areas beat that time, and which take a lot longer.
Static house prices will be the story of 2024, according to Zoopla, but that won't stop buyers from haggling big discounts.
Yorkshire Building Society's deal could enable first-time buyers across England, Scotland and Wales with a £5,000 deposit to purchase a home valued at up to £500,000.
HSBC has reduced the rates on its two, three and five-year deals with a deposit of less than 10%, while also hiking rates for those with larger deposits.
My son and his girlfriend have been declined a mortgage twice. Their credit score is not a problem but they've been declined on the grounds of inadequate lift provision.
Mortgage arrears have gone up as rates have soared, but there hasn't been a rise in repossessions. We look at how homeowners are managing higher home loan costs.
While we don't know when the election will be yet, those planning to move may be concerned that any changes in policy or general uncertainty could affect their plans.
We look at how higher mortgage rates are impacting people's finances - and how many are missing payments.
We're trapped on a high mortgage rate and it is giving us sleepless nights. Should we refinance our own home to try and get out of this buy-to-let nightmare?
My Mortgage is with Mortgages PLC which has now informed me that I still have £60.314.87 to pay off. I am 69 years old. I was under the impression I had been paying extra.
I was thinking of taking £50,000 out of the flat I own to put down as a deposit towards a 100,000 house I would buy.
I want to help my daughter buy her first home by giving her the money she needs for a deposit. Are there mortgages for older people to help raise the money she needs?
My daughter is currently living in London and is hoping to get on the property ladder somewhere around the London area.
We live in the South of England where similar houses to the one we rent cost almost £500,000. How can my family make the move from renting to owning?
My daughter has split with her partner, three years into a 10-year fixed mortgage with Halifax. Can she port the loan, and what are the rules around that?
I have received enough money to put an £85,000 deposit down on a £120,000 home. As I am nearing retirement, what is the chance of getting a mortgage for the rest?
Is it better to pay as large a deposit as possible upfront to reduce the size of the mortgage, or to use a smaller deposit?
We used the Help to Buy loan to buy our home in 2020, which is around £80,000. We want to repay it but are wondering if we should instead pay our mortgage to save interest.
We have £35,000 left to pay, and could clear the balance with our savings and some family help. The alternative is to remortgage on to a higher rate. Should we do it?
If we ported the mortgage, we would both avoid early repayment charges and I could keep our current low rate on my next home. Do I need my ex's approval to do it?
I'm worried about remortgaging as I don't have a great credit history, and what's more worrisome is that I have no endowment to pay it off when it ends.
I purchased with myself and my brother in-law. I had put down all the deposit for the house and make all the payments but he was put on a joint application to try and boost what we can borrow.
I want to take advantage of high fixed-term savings rates, and then pay the money back in to my mortgage plus interest in a few years' time. Is that possible?
The problem wasn't discovered in the survey when she bought the house, and now we are worried she might struggle to remortgage or sell it.
My daughter is terrified of losing her home, which she bought 15 years ago when she and her husband were newly married.
I find myself in a fortunate position where my savings now exceed the remaining amount on my mortgage. I'm trying to decide what the best thing is to do financially.
I wonder if you could give some advice regarding a mortgage my son has with Nationwide.
I'm 56 and my wife is 54 - and finally, we are ready to buy a home. However, mortgage brokers say there is nothing available because of our age. Is that right?
As we both plan to buy a new property, would it be possible for one of us to port the deal to a new mortgage and avoid an early repayment charge?
Should I cash in my 25% tax free lump sum from direct contribution pension, in order to reduce the amount of interest I would have to pay on the mortgage?
I took out a five-year fixed rate mortgage with Santander four years ago. My circumstances have changed and now I need to move.