CASHSPEAK

The biggest factors you need to consider when applying for a credit card are (1) interest rate; (2) fees; and (3) terms. In addition to these important considerations, you need to gauge whether y...

http://cashspeak.blogspot.com/2009/02/tips-and-techniques-for-applying-for.html

The four major credit card companies (Visa, MasterCard, American Express, and Discover) are all constantly trying to set themselves apart from the others. Whether by credit card services offered,...

http://cashspeak.blogspot.com/2009/02/who-is-better-visa-vs-mastercard.html

Credit card rewards programs are great in that they reward you for credit card use. However, there are two important things you should know: (1) you should never pay for a card (via annual fees o...

http://cashspeak.blogspot.com/2009/02/comparing-credit-card-rewards-programs.html

Credit is an important financial tool to possess. Having good credit can help you get loans and can save you money by way of lower interest payments. Therefore, should you need to obtain a loan f...

http://cashspeak.blogspot.com/2009/02/how-much-credit-is-too-much.html

Credit cards have become an integral part in the financial lives of many people. If used properly, a credit card can be a great financial asset that assists you (assist by way of a good credit sc...

http://cashspeak.blogspot.com/2009/01/tips-for-travel-rewards-credit-cards.html

Many people have a problem controlling their credit card spending habits. As such, many people have a lot of credit card debt and thus, have financial problems because of it. Because of this cons...

http://cashspeak.blogspot.com/2009/01/how-to-get-help-with-credit-repair.html

If you have bad credit, you probably should not be obtaining a credit card. As is evident by your credit score, you have gotten in trouble with debt in the past and may not have acquired the educ...

http://cashspeak.blogspot.com/2009/01/tips-for-obtaining-credit-cards-with.html

One of the biggest mistakes you can make when obtaining a credit card is to obtain one with unnecessary fees. The most common "unnecessary fee" that people pay is an annual fee. An annual fee is ...

http://cashspeak.blogspot.com/2009/01/how-to-find-no-fee-credit-cards.html

Getting a credit card in a good economy is a very easy task. In a good economy, companies will extend you credit even if you have a poor credit score. The credit these companies extend will not b...

http://cashspeak.blogspot.com/2009/01/how-to-get-credit-card-in-tight-credit.html

Getting out of debt is the quickest way to becoming financially secure. It is important to note that not all debt is bad. There is such a thing as good debt. Good debt is debt that makes you mone...

http://cashspeak.blogspot.com/2009/01/how-to-create-debt-elimination-plan.html

Rewards programs are supplements to credit cards and should not be the primary reason as to why you get the card. The best reason to get a credit card is a low interest rate (and of course no ann...

http://cashspeak.blogspot.com/2009/01/truth-about-rewards-credit-cards.html

A consolidation loans is a loan, generally taken out by college students upon graduation, which is used to pay off various student loans that you have accumulated during your years as a college s...

http://cashspeak.blogspot.com/2009/01/how-to-consolidate-your-debt.html

A debit card looks exactly like a credit card. It will have the same shape, color, and magnetic strip that a credit card has. A debit card is used almost exactly the same way as a credit card. In...

http://cashspeak.blogspot.com/2009/01/how-to-get-debit-card.html

One of the biggest financial problems is people using credit irresponsibly. Many people think of credit as a second bank account. Basically, they spend until the card is "maxed out." These people...

http://cashspeak.blogspot.com/2009/01/are-credit-cards-attractive.html

If you are in your twenties, the good news is that you have a lot of time before retirement and thus, you can build a very large retirement account and/or savings "nest egg." The bad news about b...

http://cashspeak.blogspot.com/2009/01/financial-planning-in-your-twenties.html

Spending on credit cards can become a very large problem if you do not keep track of what you are doing. If a you have one credit card, it is easy enough for you to keep track of your spending. A...

http://cashspeak.blogspot.com/2009/01/credit-card-use-wisdom.html

First of all, I have to admit that you should not hide money in your house. Should your house get broken into or should something happen to your house (such as a fire, flood, earthquake, hurrican...

http://cashspeak.blogspot.com/2009/01/best-places-for-hiding-money-at-home.html

Buying a car, whether it is new or used, is a game. The buyer is trying to purchase the car for the lowest price possible. The seller, on the other hand, is trying to sell his/her car for the hig...

http://cashspeak.blogspot.com/2009/01/tips-for-buying-new-or-used-automobiles.html

There are many things that you should know about credit cards before applying for one. For example, not all credit cards are the same. Some credit cards are secured and some are not secured. In a...

http://cashspeak.blogspot.com/2009/01/credit-card-101-facts-about-credit.html

Credit can be a very powerful financial tool. Having good credit can help you get loans, can lower the interest rate that you pay for such loans, and get help you get favorable loan terms. Theref...

http://cashspeak.blogspot.com/2009/01/how-does-credit-card-work.html

Yes, credit cards can have costs. There are two main costs associated with credit cards: (1) interest rates; and (2) annual fees. Interest charges result only from the use of a credit card. Annua...

http://cashspeak.blogspot.com/2009/01/what-fees-are-charged-when-you-use.html

When it comes down to it, a zero percent interest rate credit card can save you money as long as (1) the fees for owning the card do not amount to more money than would an interest rate; (2) you ...

http://cashspeak.blogspot.com/2009/01/how-to-save-money-and-reduce-your-debt.html

Budgets can be a helpful way for you to get your finances under control. In order for budgets to work, you have to make sure that the budget is feasible and that you maintain the budget. If the b...

http://cashspeak.blogspot.com/2009/01/using-worksheets-in-planning-personal.html

It is true that many companies exist that will claim to clean up your credit report for a fee. Some of these companies are less than ethical and some are outright scams. However, there are many l...

http://cashspeak.blogspot.com/2009/01/beware-of-credit-repair-services.html

Being a small business owner can be a great way to build financial prosperity and ultimately build financial security. However, neither of these things will happen unless you have enough customer...

http://cashspeak.blogspot.com/2009/01/how-being-involved-in-your-community.html